Artificial intelligence in FinTech

People in the FinTech space like to say that FinTech will disrupt financial services beyond recognition, causing mass disruption of its delivery to consumers. Artificial intelligence ("AI") will disrupt all financial services, indeed all of our society. Technically, AI is intelligence created by machines or software, sometimes called machine learning and sometimes confused with robotics. Robotics is just the robotization of something – if is has the capability to learn, then robotics can be AI. The artificial intelligence and robotics market combined was worth US$10.7 billion in 2014 and is expected to be worth US$153 billion by 2020, and to have a disruptive impact of between US$14 to US$33 trillion.