Online Safety in an A.I. World

So, a few months ago, I was walking down the street in Shenzhen, in the Guangdong Province of southeastern China. I was hungry and looking for lunch. Armed with my credit card and plenty of the local currency, I strode out of my hotel to check out the many street vendors selling delicious-smelling food. Using Google Translate, I was able to order a fried fish dish, but when I went to pay, the vendor refused my credit card. Undaunted I pulled out cash, but that too was refused. The guy pointed me to a large QR code and asked me to pay using the WeChat app. As this was my first day in China, I hadn't yet set the app to pay for things, so I walked away, a little embarrassed. Still hungry, I came to a large junction and saw a promising looking restaurant across a busy street.