Privacy in Online Social Lending

Böhme, Rainer (ICSI Berkeley) | Pötzsch, Stefanie (Technische Universität Dresden)

AAAI Conferences 

Online social lending is the Web 2.0's response to classical bank loans. Borrowers publish credit applications on websites which match them with private investors. We point to a conflict between economic interests and privacy goals in online social lending, empirically analyze the effect of data disclosure on credit conditions, and outline directions towards efficient yet privacy-friendly alternative credit markets.

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