Will Machine Learning Algorithms Erase The Progress Of The Fair Housing Act?

This August, the Department of Housing and Urban Development put forth a proposed ruling that could potentially turn back the clock on the Fair Housing Act (FHA). This ruling states that landlords, lenders, and property sellers who use third-party machine learning algorithms to decide who gets approved for a loan or who can purchase or rent a property would not be held responsible for any discrimination resulting from these algorithms. The Fair Housing Act (FHA) is a part of the Civil Rights Act of 1968. This stated that people should not be discriminated against for the purchase of a home, rental of a property or qualification of a lease based on race, national origin or religion. In 1974, this was expanded to include gender, and in 1988, disability.