Digital Banking Innovation

As the first fully digital bank in Spain, Openbank is leading the way in banking innovation. We interviewed Patricia Benito, Chief Digital and Business Officer at Openbank to find out more. To begin can you tell us a little about Openbank SA? Openbank is our digital native bank, our Fintech and the Santander Group digital bank. This gives us the best of two models: the dynamism of a startup and the solidity of a financial group of the size and trajectory of Santander. It is a bank that today has one of the most advanced technologies in the world in terms not only of functionality for our customers but also in the application of intelligent algorithms and use of the cloud.