Superfluid Academy

Our team of data scientists, ex-bankers, engineers and mathematicians have rich industry experience from IBM Research, Banking, Technology Companies and globally renowned consulting companies and financial institutions across Africa. The team has successfully built several credit risk scoring engines from financial data, mobile money data, transactions data and several other alternative data sets for over five industries. Timothy Kotin is the Co-Founder and CEO of Superfluid Labs a pioneering data analytics firm serving emerging market financial institutions, fintech firms and startups with offices in Kenya, Ghana and Germany. Through both Superfluid and his prior professional experience, Timothy has extensive experience, including holding proprietary patents and inventions related to developing digital financial products (credit, savings, asset finance, etc.) and credit scoring models that leverage both traditional financial data as well as new alternative data sources such as call data records or mobile money transactions from MNOs and social media. He is a recognized thought-leader at the intersection of Artificial Intelligence and international development and served on the USAID Advisory Panel on Artificial Intelligence (AI) and Machine Learning (ML) in 2019.