Beyond the Hype: the Ultimate 2018 Fintech Guide – finastra labs – Medium

In case you missed the fintech forecasts for this year, this post will help you to quickly catch up! In the recent years, fintech VC funding has steadily increased, and so does the hype around anything that carries the slightest opportunity to reform the outdated operations in the sector. To filter the essentials, I sat down and read all the 2018 predictions and created an ultimate prediction guide based on my experience, believes and everything others forecasted, with a strong focus on the digital retail banking customer's viewpoint. Then I added a dose of skepticism to it! I see 2018 as a dual year. It is an opportunity for many: a test year for technologies (open APIs, distributed ledger technology, compliance to new regulations, AI solutions), as well as an opportunity for fintechs, neobanks and challengers to jump forward. Huge tech giants will noticeably tap on banking services and products, while the first bank-operated marketplaces will appear.