Meet the Adelaide fintech startup that's about to revolutionise how banks issue green home loans

Home owners could soon save money on loans and insurance by making their homes more energy efficient, while banks and insurers gain new insights into the sustainability of their residential portfolios, thanks to Adelaide-based fintech startup ValAi. ValAi's core product, known as Greenhouse, is an app that allows residential homeowners to see their home's energy use and climate resilience in real time. It includes advanced machine learning and artificial intelligence to provide practical tips that allow homeowners to save money and improve the value of their property by making it more sustainable and energy efficient. Meanwhile, for banks and insurers, the platform will fill a vital need by providing data on the sustainability of the properties in their residential portfolios at an individual asset level. The platform could potentially allow banks to make energy efficiency improvements a condition on the loans they issue.