"Fargo" series creator Noah Hawley spoke with Fox News Digital at the Emmys, and warned that while he doesn't think AI can replicate human creativity, it still poses a threat. Noah Hawley attends the premiere of FOX's "Lucy In The Sky" at Darryl Zanuck Theater at FOX Studios on Sept. 25, 2019, in Los Angeles. READY FOR BATTLE: "Fargo" series creator Noah Hawley is wary of the good and bad in artificial intelligence. AI OPTIMISM: A prominent Silicon Valley businessman and venture capitalist believes artificial intelligence can spur deflation and create enough growth to help those whose jobs will be lost to the technology. MEDICAL MIRACLE: A New York man who was left paralyzed after a diving accident is starting to regain movement a year after receiving an artificial intelligence-powered implant in his brain.

Erica, which was launched in 2018, garnered 1 billion client interactions and has helped 32 million users. Bank of America expects Erica, early next year, to connect clients to banking agents regarding new products and services, such as mortgages, credit cards and deposit accounts. The pandemic saw a growing number of older customers use digital banking tools, including Erica, Gopalkrishnan said. The bank now wants to build on enhanced adoption by improving the flow of transactions, including the seamless handoff from Erica to human agents and vice versa. "We realized, at some point, people go, 'I'm done with that chat, I need to talk to a human,'" Gopalkrishnan said.

Fargo represents the next step in Wells Fargo's digital transformation, which began last year with the announcement of a 10-year plan to modernize its cloud infrastructure with Microsoft and Google. A statement Monday from the 170-year-old bank said it plans to "become digital-first and reinvent personal finance." "This partnership will expand our customers' digital financial support network by enabling meaningful money conversations conveniently from their mobile device," said Michelle Moore, Wells Fargo's head of digital. "It's more than just dollars and cents; it's about uplifting our customers' emotional and financial well-being by understanding their financial goals and providing the most convenient interactions to meet those goals." Fargo will use Dialogflow, Google's conversational AI platform, to allow the virtual assistant to provide a tailored response to customers based on their intent, according to Monday's announcement.

In the recent past, it is no secret that AI, especially cutting-edge deep learning algorithms, have been plagued by the explainability crisis. In May 2021, two researchers from computer scientist Su-In Lee's Lab of Explainable AI for Biological and Medical Sciences in Seattle published a paper in Nature titled, 'AI for radiographic COVID-19 detection selects shortcuts over signal', discussing the far-reaching effects of this issue. With the increased usage of AI in critical industries like healthcare and finance, explainability has become even more critical. In the heyday of the COVID-19 crisis, researchers started developing AI systems to detect COVID-19 accurately. But the technique that the systems used remained behind the curtain.

TipRanksWells Fargo: 3 Stocks to Snap up NowWall Street hit some rough waters last week. With the Presidential elections only two days away, spiking COVID-19 numbers and hopes for a pre-election stimulus package dwindling, stocks posted their worst week since the height of the pandemic in March. All three of the major U.S. stock indexes also reported a second consecutive monthly decline. According to the pros on Wall Street, uncertainty is ruling the markets. That said, some strategists point to this month's Federal Open Market Committee meeting, which will take place on November 4-5, as potentially helping to reassure investors.

The world is at its peak in the digital revolution and proliferation of the latest technologies. Looking at the massive adoption, implementation, and usage of these fast-rising technologies, it is now safe to say that we are entering into the age of automation. The financial service sector or the conservative industry, as it is perceived to be, has undergone some radical changes over the last few years. It is no surprise that the banking sector has been leading and welcoming automation solutions and innovations, given that it is the sector with the most labor-intensive processes. There has also been a paradigm shift with the way clients prefer to communicate with their banks due to the escalation of digital devices.

Through the years of its troubles, when it hemorrhaged reputation and people, Wells Fargo never backed off from its determination to innovate. The fourth-largest U.S. bank has been a digital banking powerhouse for years on both the retail and business banking sides. It has 30 million digitally active customers -- about 43% of its total customer base. The bank's Innovation Group, a key element of that success, has been led since May 2018 by Lisa Frazier, EVP and Head of Innovation, making her one of the highest-ranking women in financial technology. Frazier, an Australian, has an unusual background for a digital banking leader.

Niccolo Mejia covers AI applications across industries at Emerj. He holds a bachelor's degree in Writing, Literature, and Publishing from Emerson College. Wells Fargo has begun a number of AI initiatives, some they've created in-house and some they've created with help from vendors. We begin our exploration of Wells Fargo's AI initiatives with its collaboration with Kasisto for a customer service chatbot. According to Deloitte, AI is a technology that will change how financial markets are structured and regulated.

Jobs in banking are some of the most sought after for job seekers -- but plenty of roles may not be around much longer. Despite a year of scandals that entangled many of the country's largest banks, the desire to work at these companies remains high, according to a new report by LinkedIn. Some of the more high-profile scandals include Deutsche Bank's alleged involvement in a global money-laundering scheme and accusations against Well Fargo's auto-loan and mortgage practices. Nonetheless, Bank of America, Goldman Sachs, Citigroup, Wells Fargo, and JPMorgan Chase remain five of the most popular places to work in 2019. LinkedIn attributes the popularity to banks offering increasingly tech-focused jobs that attract talented software engineers and developers out of college.

ONE THEORY HAS ARISEN in the decade since the subprime mortgage crisis: Machines may be better than humans at giving out home loans. A new Fannie Mae survey of mortgage lenders found that 40% of mortgage banks have deployed A.I.--using it to automate the document-heavy application process, detect fraud, and predict a borrower's likelihood of default. San Francisco–based Blend, for one, provides its online mortgage-application software to 114 lenders, including lending giant Wells Fargo, shaving at least a week off the approval process. Could it have prevented the mortgage meltdown? Maybe not entirely, but it might have lessened the severity as machines flagged warning signs sooner.