In the domain of corporate credit rating, traditional deep learning methods have improved predictive accuracy but still suffer from the inherent 'black-box' problem and limited interpretability. While incorporating non-financial information enriches the data and provides partial interpretability, the models still lack hierarchical reasoning mechanisms, limiting their comprehensive analytical capabilities. To address these challenges, we propose CreditXAI, a Multi-Agent System (MAS) framework that simulates the collaborative decision-making process of professional credit analysts. The framework focuses on business, financial, and governance risk dimensions to generate consistent and interpretable credit assessments. Experimental results demonstrate that multi-agent collaboration improves predictive accuracy by more than 7% over the best single-agent baseline, confirming its significant synergistic advantage in corporate credit risk evaluation. This study provides a new technical pathway to build intelligent and interpretable credit rating models.

Sorry to tell you this, but Google's new AI shopping tool appears eager to give J. D. Vance breasts. This week, at its annual software conference, Google released an AI tool called Try It On, which acts as a virtual dressing room: Upload images of yourself while shopping for clothes online, and Google will show you what you might look like in a selected garment. Curious to play around with the tool, we began uploading images of famous men--Vance, Sam Altman, Abraham Lincoln, Michelangelo's David, Pope Leo XIV--and dressed them in linen shirts and three-piece suits. But when we tested a number of articles designed for women on these famous men, the tool quickly adapted: Whether it was a mesh shirt, a low-cut top, or even just a T-shirt, Google's AI rapidly spun up images of the vice president, the CEO of OpenAI, and the vicar of Christ with breasts. It's not just men: When we uploaded images of women, the tool repeatedly enhanced their décolletage or added breasts that were not visible in the original images.

The field of quantum machine learning is a promising way to lead to a revolution in intelligent data processing methods. In this way, a hybrid learning method based on classic kernel methods is proposed. This proposal also requires the development of a quantum algorithm for the calculation of internal products between vectors of continuous values. In order for this to be possible, it was necessary to make adaptations to the classic kernel method, since it is necessary to consider the limitations imposed by the Hilbert space of the quantum processor. As a test case, we applied this new algorithm to learn to classify whether new points generated randomly, in a finite square located under a plane, were found inside or outside a circle located inside this square. It was found that the algorithm was able to correctly detect new points in 99% of the samples tested, with a small difference due to considering the radius slightly larger than the ideal. However, the kernel method was able to perform classifications correctly, as well as the internal product algorithm successfully performed the internal product calculations using quantum resources. Thus, the present work represents a contribution to the area, proposing a new model of machine learning accessible to both physicists and computer scientists.

With the significant advances in deep generative models for image and video synthesis, Deepfakes and manipulated media have raised severe societal concerns. Conventional machine learning classifiers for deepfake detection often fail to cope with evolving deepfake generation technology and are susceptible to adversarial attacks. Alternatively, invisible image watermarking is being researched as a proactive defense technique that allows media authentication by verifying an invisible secret message embedded in the image pixels. A handful of invisible image watermarking techniques introduced for media authentication have proven vulnerable to basic image processing operations and watermark removal attacks. In response, we have proposed a semi-fragile image watermarking technique that embeds an invisible secret message into real images for media authentication. Our proposed watermarking framework is designed to be fragile to facial manipulations or tampering while being robust to benign image-processing operations and watermark removal attacks. This is facilitated through a unique architecture of our proposed technique consisting of critic and adversarial networks that enforce high image quality and resiliency to watermark removal efforts, respectively, along with the backbone encoder-decoder and the discriminator networks. Thorough experimental investigations on SOTA facial Deepfake datasets demonstrate that our proposed model can embed a $64$-bit secret as an imperceptible image watermark that can be recovered with a high-bit recovery accuracy when benign image processing operations are applied while being non-recoverable when unseen Deepfake manipulations are applied. In addition, our proposed watermarking technique demonstrates high resilience to several white-box and black-box watermark removal attacks. Thus, obtaining state-of-the-art performance.

Duke law and philosophy professor and author Nita Farahany says the challenge for humans with quickly developing artificial intelligence is the ethical and legal constraints around it. Drake has amassed a collection of bras that would rival Victoria's Secret. The "Rich Flex" rapper shared a photo on his Instagram this week with a big smile and his arms spread wide in front of hundreds of bras of different styles, colors and sizes laid out on the floor like a lingerie store. "Remember when we both forgot who the f--- I was in unison…that wavelength was def a foolish one," he captioned the post. Rapper Jeleel commented, "bruh got a library full of bras."

This weekend, Jungle Cruise heads upriver towards the deep, dark heart of box office success, marking the eleventh feature film or TV movie based on an attraction at a Disney theme park. The studio's return on these projects has been, let's say, uneven: The Pirates of the Caribbean franchise has been wildly successful, but the second-tier of Disney rides adapted for the big screen is a parade of embarrassments like The Haunted Mansion, oddities like Mission to Mars, and outright weirdness like the 1997 Tower of Terror TV movie starring Kirsten Dunst and Steve Gutenberg, a kid-friendly riff on The Shining that I promise actually exists: As Disney tries once again to create cinematic greatness out of amusement park rides, here are some of the Disney attractions that are most overdue for screen adaptations. Look, you can't create something as unholy and terrifying as the Donald Trump figure in the Hall of Presidents and not make a movie where it kills people, that's just mad science. The obvious choice for a Hall of Presidents movie would be a riff on Westworld or Five Nights at Freddy's, but this might work best as a Frankenstein-type story, as the audio-animatronic Trump cuts a bloody swath through the Imagineering department trying to find his creator and get him to admit he began life as Hillary Clinton. Maybe the Trump robot could team up with what's left of the original "Great Moments With Mr. Lincoln" figure from the 1964 New York World's Fair, who looks like he'd like to have a word or two with whoever stole his clothes: Verhoeven would knock this out of the park.

If you're alive and have a smartphone in 2017, there's a good chance you've either taken or received some sexy photos on your phone. But what you may not realize is that if any of those images include someone wearing a bra, your iPhone may be identifying them as photos with bras, making them searchable in the photo app. It's already well known that iOS 11 included some advanced updates to the phone's artificial intelligence, and this includes improving the photo app's ability to identify and categorize what is in each of your photos. There are thousands of objects the phone can identify, ranging from "abacus" to "zucchini." Weirdly, despite not having categories for, say, "nude," or "underwear," there are multiple categories for bra: brassiere, bandeau, bandeaus, bra, bras, and brassieres. Members of the Motherboard team were able to confirm similar results on their devices.

One of the most orgasmic moments in a woman's day is usually when she gets home and unhooks her bra, freeing her breasts from the sweaty, constrictive cage of cheap lingerie. Bras are often uncomfortable because most mainstream brands in the $28 billion lingerie industry still haven't figured out a sizing process that complements diverse bodies. Technologists have already made high-tech athletic wear commonplace and started re-engineering the shoe industry. Could the tech industry make everyday bras, not just luxury lingerie, garments that women can actually enjoy wearing? The Israeli fashion startup Brayola has raised over $6.4 million to finally moderinze bra shopping.

A Mexican teenager has invented a new bra that could help women detect early signs of breast cancer. The "Eva" bra– which resembles a sports bra– would only have to be worn for an hour to 90 minutes a week, and carries sensors that map the breasts' surface, color, and texture. Increased blood flow to the skin that brings about changes in temperature can sometimes indicate the presence of cancerous tumors. By tracking and logging the data (analyzed by a neural network) in an app, the Eva bra can notify wearers of any changes that may mean a future trip to the doctor. Though the bra is still a prototype, if Eva is successfully tested and approved, it could make detecting breast cancer easier.

"He almost called it subversive. Then he realised as he was sitting there: no, that's exactly the attitude we're trying to dispel." Games critic Jenn Frank is recalling an article covering the event she has organised – the Boobjam – an ongoing competition to make a game about breasts. The writer Ben Kuchera gave his feature the headline: "Why making games based on the experiences of half the world isn't subversive". But why would anyone think it subversive, for women to make creative works about their own bodies? "What if you had to watch a sexy video game character also buy bras, cry softly when she can't find one that fits, and go in for mammograms," Frank mused on Twitter, back in July.