How You Can Tell If An AI Startup Is Bogus

Written by Zest AI CTO Jay Budzik. Zest's ZAML software uses machine learning technology to help lenders make more effective credit decisions safely, fairly and transparently. Founded by Google CIO Douglas Merrill and backed by Matrix Partners, Lightspeed, Upfront, Flybridge and Baidu, Zest works with finance companies worldwide to help more people access fair and transparent credit. It's been a year since MMC Ventures printed the accidental finding that 40 percent of AI startups had no material use of AI in their tech stack. As an AI company CTO, I can tell you the buzz can be deafening.