The Biggest Trends Transforming FinTech - The Market Mogul

FinTech startups are changing the financial services landscape as we know it. As FinTech enters the mainstream, federal and state regulation, cybersecurity, money laundering, and artificial intelligence (AI) will shape its future. Evolving regulatory trends will transform FinTechs' business models. In the US, the federal financial regulatory framework will undergo a series of radical changes. Congress is exploring ways to repeal provisions of the Dodd-Frank Act and federal financial regulatory agencies have received instructions to relax regulatory requirements. This trend toward federal deregulation will level the regulatory playing field between FinTechs and financial institutions as banks will be subject to less federal regulation, and FinTechs will enjoy fewer federal regulatory arbitrage opportunities relative to their traditional bank counterparts.