Prohibited AI practices should spur financial services lobbying

'Nudging', for example, has been used in financial services. The Financial Conduct Authority (FCA) uses the term in a positive sense to encourage pension providers to nudge consumers to consult guidance before accessing their pension savings. However, a nudge may take various other forms. It could be that a product is designed so that the customer is provided with additional information when a specific life-event occurs. It may be that another product changes its default settings in response to a customer's spending or savings habits.