Is Explainability Enough? Why We Need Understandable AI

Artificial Intelligence is quickly becoming ubiquitous in personal and professional lives in ways we both observe and others we don't see as readily. Artificial Intelligence is used to influence life-changing decisions, such as whether or not you get hired to that dream job, who you will date, and whether or not you'll be approved for a loan for your first home. However, we have little insight into how critical decisions are made with AI. As a result, there is increasing demand (and legislation) to ensure the influence of these technologies is understood. What is it we seek when we ask for explainability in AI, as in the GDPR's Article 22? Explainable by whom and to whom?