Meet Lincoln, Your Bank's Virtual Financial Assistant Abe

A recent survey found that 46% of Americans can't come up with $400 to cover an unexpected expense without selling an asset or taking out a loan. Many Americans are in debt, living paycheck to paycheck, or struggling to save for retirement -- or all three. This is especially true for Millennials, who are carrying the heaviest student loan debt burden in US history. Now more than ever, Americans are in dire need of personal financial management (PFM) tools that empower them to take control of their finances and grow their wealth. But most banks aren't meeting this need.