santander
Why do hummingbirds buzz? Tiny tornadoes.
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Age-Friendly Route Planner: Calculating Comfortable Routes for Senior Citizens
Aranguren, Andoni, Osaba, Eneko, Urra-Uriarte, Silvia, Molina-Costa, Patricia
The application of routing algorithms to real-world situations is a widely studied research topic. Despite this, routing algorithms and applications are usually developed for a general purpose, meaning that certain groups, such as ageing people, are often marginalized due to the broad approach of the designed algorithms. This situation may pose a problem in cities which are suffering a slow but progressive ageing of their populations. With this motivation in mind, this paper focuses on describing our implemented Age-Friendly Route Planner, whose goal is to improve the experience in the city for senior citizens. In order to measure the age-friendliness of a route, several variables have been deemed, such as the number of amenities along the route, the amount of comfortable elements found, or the avoidance of sloppy sections. In this paper, we describe one of the main features of the Age-Friendly Route Planner: the preference-based routes, and we also demonstrate how it can contribute to the creation of adapted friendly routes.
Breaking 'bad data' with machine learning
All the sessions from Transform 2021 are available on-demand now. "An underlying issue that most enterprise organizations struggle with is that their data is a disaster," noted Anthony Deighton, chief product officer at AI-powered data unification company Tamr. Deighton was moderating a panel at VentureBeat's Transform 2021 event today, which delved into practical and academic perspectives on how companies -- particularly financial institutions -- can use machine learning (ML) to improve the quality and reliability of their data. Deighton was joined by Tamr cofounder Michael Stonebraker, winner of the 2015 Turing award and a renowned computer scientist who specializes in database research; and Jonathan Holman, head of digital transformation at financial services company Santander U.K., a Tamr customer. So what is the problem that Tamr, ultimately, is setting out to solve?
LearningCity: Knowledge Generation for Smart Cities
Amaxilatis, Dimitrios, Mylonas, Georgios, Theodoridis, Evangelos, Diez, Luis, Deligiannidou, Katerina
Although we have reached new levels in smart city installations and systems, efforts so far have focused on providing diverse sources of data to smart city services consumers while neglecting to provide ways to simplify making good use of them. In this context, one first step that will bring added value to smart cities is knowledge creation in smart cities through anomaly detection and data annotation, supported in both an automated and a crowdsourced manner. We present here LearningCity, our solution that has been validated over an existing smart city deployment in Santander, and the OrganiCity experimentation-as-a-service ecosystem. We discuss key challenges along with characteristic use cases, and report on our design and implementation, together with some preliminary results derived from combining large smart city datasets with machine learning.
Santander to share thoughts on AI at upcoming conference
Santander will discuss the impact of artificial intelligence in the finance sector at the third annual RegTech Automation and Compliance Forum later this month. City and Financial Group will host the event which will bring together some of the leading minds in the industry to discuss the importance of AI. The use of artificial intelligence is becoming more prominent within financial institutions as it helps to address risk management and regulatory compliance issues. However, questions remain over how many financial bodies are taking advantage of the technology and how quickly they are adopting AI-based tools and techniques. Igor Sumkovski, senior manager of financial crime oversight at Santander, will be sharing his experience of the potential of AI and Machine Learning in the financial sector.
Smart cities: How AI is improving the lives of citizens
I'm excited to be at the Smart City Expo World Congress in Barcelona this week with my full leadership team from Western Europe. The purpose of the event is to bring people together to share information about how to empower cities and collectivize urban innovation across the globe, and it's been amazing to interact with many of the 33 partners from 15 countries who have joined us in our booth. By promoting social innovation, establishing partnerships, and identifying business opportunities, Smart City Expo can help create a better future for cities and their citizens worldwide. And I have to sayâŠwhat a difference a year makes! I attended this event last year and it's remarkable to see how much progress has been made, particularly around the Internet of Things (IoT).
IBM's $700 million deal with Santander includes Blockchain technology
IBM (NYSE: IBM) and Banco Santander signed a five-year global technology agreement valued at approximately $700M to enable Santander Group to accelerate and deepen its business transformation. The agreement will enable Santander Group to evolve towards the open, flexible and modern IT environment it requires to materialize the pivotal role that technology and digital capabilities play in its business strategy. Together with that modernization journey, essential to provide new efficiencies to the bank's operations, the agreement will also boost Santander's capability to deliver innovative services to its customers. To that end, Santander will be able to enrich its services and applications with IBM's most innovative and disruptive technologies, such as AI, blockchain and big data, all supported by security advanced solutions. Using IBM Watson, for instance, Santander is incorporating AI capabilities to improve customer experience, enhance branch advisors expertise and increase employee productivity.
The 10 Most Customer-Focused Companies In South America
No matter the language, the principles are still the same--customers should be the focus of every company. South American companies face the volatile world of instability and inflation, but they still show that focusing on customers can lead to success. Here are 10 of the most customer-focused companies in South America. Arcos Dorados is based in Brazil and is the world's largest independent McDonald's franchisee with stores in more than 20 Latin American countries. The brand focuses on "cooltura de servicio", or "service culture," and encourages each employee to provide personalized service to customers.
TRENDING: UN Secretariat On AI For AML, Cracking Down On Human Trafficking
Recent innovations in artificial intelligence (AI) have given financial institutions (FIs) the ability to fight fraud and better serve their customers. As of late, FIs and law enforcement agencies have been using AI-enabled tools to tighten the noose around money laundering and putting an end to human rights abuses happening around the world. In the latest Digital Banking Tracker, PYMNTS explores the latest on FIs' use of AI to improve customer service, among other use cases. A growing number of players in the financial services space are working to use open banking data to offer new services, with the help of strategic partners. Micro-investing app Moneybox, for example, is collaborating with Santander on a new integration.
iupana
Banco Bradesco is seeing returns on the investments it has made in artificial intelligence, with employees and clients of the bank using the service 33 million times in the first half, it reported on Thursday. "Bradesco InteligĂȘncia Artificial" is based on IBM's Watson and responds to questions about products and services using natural language capabilities. It is not clear what growth rate this represents, as Bradesco has not reported results from its AI products previously. Bradesco spent BRL6 billion ($1.6 billion) on IT investments last year. As well as the AI capabilities, that money also went to improved online services, research into blockchain technology, and the bank's open innovation program which involves innovation labs and partnerships with startups.