Is Machine Learning the best way to grow a FinTech company?

Finance is something that no person on earth can live without. It is the basic necessity of life, as everybody needs money to eat, travel, and buy things. Although as technology gets smarter so do people. The present financial market is already comprised of humans as well as machines. People are finding more and more ways to default on loans, stealing money from others account, creating a fake credit rating etc. Today, machine learning plays an integral role in many phases of the financial ecosystem.