Capital One CIO Rob Harding on Blockchain, IoT, DevOps, AI and machine learning

Capital One Europe CIO Rob Harding is leading a huge transformation at the company's UK business which involves becoming more digital, agile and self-sufficient, as he told CIO UK recently when he described his six-point master plan of fusing financial services with technology. As part of this transition, Harding has been keeping his eye on the biggest IT trends. In fact, he keeps a graph that he updates periodically of all the emerging technologies and buzzwords. The x-axis of the graph is Harding's opinion on the importance to CapitalOne UK's business strategy and the y-axis is the firm's current fluency with the technology. Below we run down his thoughts on several of these trends.