What does the future of banking look like?

Technology is redefining how we bank – from mobile apps to online account management – we increasingly use digital means to make our money and data work harder for us. The technology already exists to have the nuances of our voices analysed to gain access to our bank account, or for Artificial Intelligence algorithms to check your account spending to help you better save for a life-goal or target. Increasingly we are also seeing the emergence of new fintech solutions to consumer banking issues – with the convergence of technology allowing devices like Amazon's Echo, for example, being able to buy products for you with just the direction of your voice. But where might this convergence be heading? What technologies could banking customers have access to in the near future?