Building Telematics Can Mitigate Risk - Insurance Thought Leadership

Advances in cloud computing, AI and sensors are combining to offer insurers new, better variables to characterize occupancy risk in buildings. Commercial general liability insurers traditionally estimate business risk exposure of similar businesses based on variables like floor area and revenue. Advances in cloud computing and artificial intelligence are combining to offer insurers new, better variables to characterize risk. Insurers generally understand that liability risk correlates to human presence and movement. A hair salon with twice the foot traffic should present twice the slip-and-fall risk.