Machine learning logistic regression for credit modelling in R

Machine learning logistic regressions is a widely popular method to model credit modeling. There are excellent and efficient packages in R, that can perform these types of analysis. Typically you will first create different machine learning visualizations before you perform the machine learning logistic regression analysis. This article is the second step of a credit modeling analysis, where I recently published the first step in this article. Now it is time to load the dataset and do some data management.