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How we bank, where we bank and who we bank with are changing dramatically. These incredible shifts are being driven by increased customer expectations and the power of disruptive technology to meet them.If evidence were needed for such an assertion, the rise of Buy Now Pay Later (BNPL) would be a good place to start. Consumers today are used to fast, seamless, personalized experiences from global platforms like Netflix or Amazon. It's an experience that's also expected from banking: an intuitive and embeddable journey through everyday transactions. BNPL provides such an experience.