Have a smart doorbell? You can now get cheaper home insurance

We're all spending a lot more time at home and starting to notice the things that annoy us: the way that one tap drips after using, or noting down the interior changes we're going to make once the lockdown is over. Protecting your home is just as important as decorating it and London start-up Hero Labs has a new smart home insurance product, called Hiro, that aims to do just that. Instead of telling customers to buy certain smart home devices to bring down the cost of insurance, they will instead be rewarded with discounts for the tech they already have in their homes. If you have smart home tech such as cameras, video doorbells or detect leakers, which help to prevent some of the most common causes of damage to homes and flats, then you will be able to benefit from cheaper insurance premiums, up to 25 per cent in some cases. Hero Labs launched its own smart leak detector at the end of last year which uses ultrasonic tech to monitor water use and AI algorithms to spot if anything unusual happens. For those who don't already own smart home tech, they will be able to buy different gadgets and devices at a cheaper price via the marketplace in the Hiro app.