Interest Rates, APIs & Data Visualization: Six Treasury Predictions for 2019

In the final month of 2018, as news of market volatility, losses from fraud, and pressure for accelerated profits from shareholders continues to challenge treasury professionals, it is tempting to look forward at what treasury trends and innovations we can expect to improve outcomes in 2019. The demand for digital transformation is driving new strategic opportunities and tactical challenges for treasury. It is well known that that the US Federal Reserve intends to continue hiking interest rates in 2019. This progression will push rates to a level where corporate cash managers will want to revise their investing and borrowing practices. As rates rise, the opportunity cost of leaving money in the bank also increases, and many corporates may want to optimize working capital to offset these costs.