DBS' mobile-only bank: Open account in a cafe, talk to Virtual Assistant

While most banks are offering banking facilities through mobile, DBS has said digibank has some unique features. Wherever they are, whatever their need, digibank customers can converse with digibank's AI-powered virtual assistant to get their queries answered or banking transactions performed. Because the virtual assistant understands natural language and has learning ability, it is able to respond in real-time. Most bank customers receive One-Time Passwords (OTPs) via SMS, and then typing codes into pages to authorise their mobile banking transactions.