PayPal: King of Amazing AI and Machine Learning Models

Technology is the most powerful thing when it empowers everyone, and PayPal proves it every time as it has been broadening Artificial Intelligence and Machine Learning models across the company. To democratize AI, an end-to-end data exploration, feature engineering, model training, and inferencing platform that is available to all business domains and cross-functional users are critical to PayPal's success. Data science and machine learning have been integral to PayPal's sophisticated fraud detection offerings which have made PayPal the preferred choice of payment processor globally. The mission of "Partnership on AI" brought together a multi-stakeholder community spanning technology developers, researchers, advocates, and organizations representing affected communities to develop a shared understanding of challenges and opportunities that touch a wide range of constituencies–and promising answers and strategies to meet and address those issues. PayPal's machine learning models can help predict in advance if a user's card will be declined for a transaction and prevent the purchase from being completed.