Ethics: Why is it not wise to use AI without it?

When we talk about artificial intelligence (AI) and ethics, we are not referring primarily to dystopian applications in which an autonomous robot stubbornly makes decisions about life and death without human control in Terminator fashion. Of course, this does not mean that a critical discourse, for example, on autonomous weapons, is not urgently needed, which the Slaughterbots video by the Future of Life Institute and the renowned Berkeley professor Stuart Russell impressively demonstrated. But we don't have to go that far. Today's AI applications can have a significant impact on consumers, raising governance and ethical issues for businesses. The use of AI in business is aimed, among other things, at automating decisions that were previously made by a human being, for example, a clerk or expert.