Be Inpired By The Future of Fintech - Spare On the Move

According to technologists, the future of Fintech looks like this: we are all going to be paying for goods and services with our thumbs, robots will make sure our pensions don't decrease, AIs will manage hedge funds, online only banks will be available, we'll be able to get cash from our favorite merchant with our cell phones, credit and debit cards will become extinct, global money transfers will be automatic, market place lending will offer a peer-to-peer option, and it will be impossible to launder money. The incumbents and infrastructure that drive future finance will eventually be replaced by financial technology. However, I believe only those Fintech firms doing it for the right reasons will be successful. Is the new technology cheaper than the current norm? Does it provide a seamless, easy to use solution?