How artificial intelligence can help with your finances

Along with autonomous cars, virtual reality, and drones, artificial intelligence (AI) has been one of the key areas of tech that is generating huge amounts of excitement. From the much hyped triumphs of Google's DeepMind, to those very handy recommendations on Skype and Netflix, us regular human folk are only seeing the beginnings of what AI holds in store in the next few years. AI is also taking huge strides in helping people manage their finances, which is particularly important when looking at the state of savings in the UK. The figures are pretty grim. This year the savings ratio, which is the amount a household saves as a proportion of its income, reached its lowest level since records began.