Digital banking prepares for the next wave of innovations and adoptions.

Digital banking has come a long way in recent years, and it is likely to continue evolving and improving in the future. Artificial intelligence and machine learning: These technologies can be used to improve the accuracy of fraud detection, make personalized recommendations to customers, and streamline various processes such as loan approval and account opening. Biometric authentication: This technology, which uses unique physical characteristics such as fingerprints, facial recognition, and voice recognition, can improve security and make it easier for customers to access their accounts. Blockchain: This technology, which is the underlying technology behind cryptocurrencies, has the potential to revolutionize financial services by enabling secure, decentralized, and transparent transactions. Open banking: This refers to the practice of allowing third-party developers to build applications and services on top of a bank's infrastructure.