A Machine Learning-Based Study on the Synergistic Optimization of Supply Chain Management and Financial Supply Chains from an Economic Perspective

Abstract: Based on economic theories and integrated with machine learning technology, this study explores the collaborative model of Supply Chain Management - Financial Supply Chain Management (SCM - FSCM), aiming to solve supply chain issues (efficiency l oss, financing constraints, risk transmission) caused by the disconnection of the "three flows" (capital flow, logistics flow, information flow) and further improve overall economic benefits. Firstly, the study combines Transaction Cost Theory and Information Asymmetry Theory, adopts algorithms such as random forests to process multi - dimensional supply chain data, identifies obstacles to the collaboration of the "three flows", and constructs a data - driven three - dimensional (cost - efficiency - risk) a nalysis framework. Secondly, it designs a Financial Supply Chain Management model of "core enterprise credit empowerment + dynamic pledge financing". Based on inventory/order data in Supply Chain Management, it applies Long Short - Term Memory (LSTM) netwo rks to realize demand forecasting, and at the same time uses clustering/regression algorithms to quantify benefit distribution, so as to achieve reasonable allocation of financing costs. In addition, the study also combines Game Theory and reinforcement learning to optimize the supply chain inventory - procurement mechanism (adjusts strategies through scenario simulation to solve problems caused by the "bullwhip effect"); and integrates accounts receivable financing in Financial Supply Chain Management with credit assessment based on eXtreme Gradient Boosting (XGBoost) to realize rapid monetization of inventory.