Peer-to-peer payment platforms like Venmo, Zelle or Cash App are easy to use -- but you need to avoid scams. Here are some best practices. The Google Assistant can now help you pay back the money you owe a friend. Google announced that starting today you'll be able to send or request money from the contacts on your Android device or iPhone, via a voice command along the lines of "Hey Google, send Janie $15 for lunch today." Similar peer-to-peer functionality will be coming to Google Home or other smart speakers with the Google Assistant in the coming months, Google says.

Google is making it easy to pay Bob and Kate for last weekend's barbecue by connecting its voice assistant to its mobile payment platform. You can now ask Assistant to pay your contacts -- or to ask for payment from that one friend who keeps avoiding your calls -- by saying "Hey Google, request $10 from Kevin for pizza three weeks ago" or "Hey Google, send Conny $15 for the movies tonight." The feature is now live for Assistant on Android and iOS (probably through Google Pay Send's peer-to-peer payment capabilities) devices, but only if you're in the US. As you can see in the GIF, you won't accidentally send or request money, since you'll need to verify each transaction. If you haven't set up Google Pay yet, asking Assistant to send or request for payment will start the setup process -- if it's the recipient who doesn't have a Pay account, they'll receive a notification saying they'll have to set one up to cash out.

IBM has been showing off its new voice and text based Watson assistant, based on its famous AI platform - aimed at cars, smart homes, hotels and businesses. Companies will be able to take the voice tech and customise and brand it up themselves - so we won't be saying "OK Watson" to every bit of connected tech we encounter. And IBM is also talking up its privacy policy when it comes to personal data compared to rival assistant makers. The demos IBM showed at its Think conference included a couple of interesting ideas. In a connected hotel room, and with an electronic key sent to your smartphone, Watson would be able to adjust the lighting, temperature and music to your preferences as well as display emails and calendar info on a dashboard for when you arrive. Harman is also showing off a Watson powered car dashboard for a concept Mitsubishi, and IBM says that the AI assistant in the car will be able to talk to the smart home and hotels.

The recommendation engine market based on AI, is projected to grow at a CAGR of 40.7% during the forecast period The market for recommendation engine based on AI, is expected to grow from USD 801.1 million in 2017 to USD 4414.8 million by 2022, at a Compound Annual Growth Rate (CAGR) of 40.7% during the forecast period. The growth in focus toward enhancing the customer experience is a major factor driving the growth of the recommendation engine market. Moreover, enhancing customer experience is important to achieve customer engagement and retention, thereby achieving higher sales and Return on Investment (RoI). However, designing of targeted campings, as well as relevant product and content recommendations, could help organizations engage more customers. Hence, analysis of customer data here plays a vital role to understand the customer behavior and preferences.

SHANGHAI – U.S. President Donald Trump often tweets from his iPhone about pressuring China to address its $375 billion trade surplus with the United States. But a closer look at the Apple smartphone reveals how the headline figure is distorted. The big trade imbalance -- at the heart of a potential trade war, with Trump expected to impose tariffs on Chinese imports this week -- exists in large part because of electrical goods and tech, the biggest U.S. import item from China. Apple Inc.'s iPhone, however, illustrates how a big portion of that imbalance is due to imports of American-branded products -- many of which use global suppliers for parts but are put together in China and shipped around the world. Take a look at the iPhone X. IHS Markit estimates its components cost a total of $370.25.

By the end of 2021, more than 1.6 billion people will use voice assistants on a regular basis, and it is certain they will want to do more than ask about the weather or hear their favourite song. Such assistants will provide retailers with an unprecedented opportunity as consumers use them to find, research and buy products. For this reason, exploring how voice assistants can improve the customer experience is a core focus for many retailers right now. Conversational artificial intelligence (AI) is powering voice technology systems and be it Alexa, Siri or Google Home, these platforms are enabling customers to interact with brands in ways that are not only convenient but also highly personalised and contextualised. In a conversational AI world, virtual assistants will search, open, fetch, command and engage the dozen or more websites, portals, apps and systems we all interact with daily.

Tesla's Model 3 sedans are already pretty futuristic, with self-driving technology, quick-charging batteries and a massive touchscreen in the front seat. Now, Tesla owners can add voice controls to the list. The firm added new Siri integration to the latest version of the Tesla app. It lets Model 3 owners remotely flash their car's lights, check the vehicle's battery levels and even lock or turn on the car. The latest update to the Tesla app added voice integration with Siri to the Model 3. It allows users to unlock/lock their car, locate their vehicle and more using the digital assistant.

The galaxy of extremely niche dating sites has gained a new star--one that promises to help you find someone who loves you like Kanye loves Kanye. That's right, lonely singles are no longer confined to finding each other based on interests like farming or the goth aesthetic. With the release of Yeezy Dating, fans of Kanye West are one step closer to finding someone to argue with about the proper breakdown of their Kanye madness bracket. Slated to launch sometime later this month, the Yeezy Dating website is pretty sparse at the moment, featuring a brief explainer noting that the site is "for fans of the genius Mr. Kanye West." However the site, created through a crowdfunding campaign launched by 21-year-old Yeezus stan Harry Dry, has a relatively active Instagram presence.

Nvidia's greatest growth in chips in 2017 was in the AI and cloud-based sectors, which should increase in 2018. This year tech companies will begin moving AI more to the "edge" of access, leveraging trained machine learning software with cloud-based computing, according to a VentureBeat.com The authors, Daniel Li, Principal, and S. Somasegar, Managing Director, predicted four new trends in 2018: Machine learning models will operate outside of the data centers and via phones and personal assistant devices, like Alexa and SIRI to reduce power and bandwidth consumption, reduce latency and ensure privacy. Specialized chips for AI will perform better than all-purpose chips, and computers built to optimize AI are already being designed. Text, voice, gestures and vision will all be used more widely to communicate with systems.

Consumers today expect from wealth management companies the same level of technical sophistication, in the form of personalized services that they receive from companies like Amazon and Netflix. Part of the appeal of wealth management services is the personal relationship and the insights an experienced advisor can offer clients. Believing this relationship is most crucial to client engagement, though wealth management services are failing to take advantage of back-end technology to drive revenue. Artificial intelligence can analyze trends and help advisors tailor advice to particular clients, highlighting connections between investment behaviors and allowing managers to provide their clients with customized services. The companies and advisors who learn to leverage technology will enjoy a competitive advantage over the market for years to come.