Artificial intelligence has moved from science fiction to science fact. OPINION: You have probably chatted with Amazon's Alexa or Apple's Siri. Autonomous vehicles are proliferating in the air, on the water and on land. And you may be familiar with the personalised recommendations of Netflix. But did you know that your bank's decision to approve or deny your loan application may rely on the judgment of predictive algorithms?

Using data science in the banking industry is more than a trend, it has become a necessity to keep up with the competition. Banks have to realize that big data technologies can help them focus their resources efficiently, make smarter decisions, and improve performance. Here is a list of data science use cases in banking area which we have combined to give you an idea how can you work with your significant amounts of data and how to use it effectively. Machine learning is crucial for effective detection and prevention of fraud involving credit cards, accounting, insurance, and more. Proactive fraud detection in banking is essential for providing security to customers and employees.

Virtual assistants like Siri, Cortana, Alexa and Google Assistant are becoming common by the day. The number of people using virtual assistant has been growing exponentially and is expected to hit 1.8 billion in 2021. From being used for personal user, virtual assistants are finding place in the workplace as well. The combination of Artificial Intelligence, Voice Command and Voice Recognition are some of the features that have made it possible for digital assistants to find their place in the workplace. There is certainly a reason behind the rise of digital assistants in both personal and workplace use.

MONTREAL – Canada's two largest airlines say artificial intelligence can be a game-changer for aviation by helping to boost revenues, pare costs and provide passengers with a more personalized travel experience. Air Canada and WestJet are joining airlines around the world by spending undisclosed amounts of money on AI in an effort to harness technology that promises revolutionary advantages for both carriers and passengers. Several large airlines in the U.S. and Europe have deployed AI in chatbots that respond to common passenger questions, machine learning algorithms to help automate airline operations and facial recognition to verify identification for luggage and boarding. "It's really an untouched area for the airline industry that we need to develop very fast," new WestJet CEO Ed Sims said in an interview, adding he'd like to use the technology to create a "virtual concierge service" similar to Amazon Alexa or Google Home. The aviation sector's investment in AI is expected to grow from US$152 million this year to US$2.22 billion by 2025, for a compounded annual growth rate of more than 46 per cent, according to a report from research firm Markets and Markets.

LG Electronics has finally unveiled the LG G7 ThinQ in New York City. As expected, the LG G7 ThinQ features a notch on its display and impressive specs that could rival other Android flagships on the market. It features a tall 19.5:9 aspect ratio display and is covered by Corning Gorilla Glass 5. The G7 ThinQ also has a super bright display at 1,000 nits and supports 100 percent of the DCI-P3 color gamut. The display is said to be so bright that users should have no problem with visibility even when it's under direct sunlight.

Smart speakers are now entering the mainstream. SAN FRANCISCO -- Almost 20% of Americans will use a smart speaker at least once a month this year, a surprisingly fast uptake for a technology that's just three and a half years old. Digital research firm eMarketer estimates 61.1 million Americans will use a smart speaker in 2018, or 18.7% of the population. The most popular thing to do with a smart speaker is to listen to music on it, which 74% of those surveyed by eMarketer said they did. Next up was asking questions, such as the weather, the time or for information, which 72.1% of smart speaker users did.

Facebook has fired a security engineer after he was accused of stalking women online possibly by abusing his "privileged access" to data, raising renewed concerns about users' privacy at the social network. The controversy, which came to light after the employee allegedly called himself a "professional stalker" in a message to a woman he met on Tinder, is particularly bad timing for Facebook, which announced this week that it is launching an online dating feature while it continues to battle a major privacy scandal in the US and the UK. Facebook confirmed to the Guardian that the employee was terminated, but it did not provide any details on his position or the data he may have accessed, saying in a statement it was "investigating this as a matter of urgency". The allegations emerged on Sunday in tweets from Jackie Stokes, founder of the cybersecurity consultancy Spyglass Security, who said she learned that "a security engineer currently employed at Facebook is likely using privileged access to stalk women online". I really, really hope I'm wrong about this.

Future Tense is a partnership of Slate, New America, and Arizona State University that examines emerging technologies, public policy, and society. We closed out April with another installment of Future Tense Fiction: a new story by Mark Oshiro that explores the potential of technology to transfer memories between people--and what a memory means without context. Once you've had a chance to grab some tissues, read a response from philosophers Jenelle Salisbury and Susan Schneider, who study the nature of mind and memory. During its F8 developers conference on Tuesday, Facebook announced it would finally offer its own memory-erasing tool in the form a button that allows users to delete the information the company has collected about them through their online browsing. That could be a big step in the right direction toward winning back consumers' trust.

Online dating apps aren't sitting idly by as Facebook makes its big leap into helping users find love on its platform. At its annual F8 developers conference on Tuesday, CEO Mark Zuckerberg revealed Facebook's plans to add a dating feature to the site. Now, popular dating apps including Tinder, Bumble and Hinge are firing back at the social media giant. Facebook CEO Mark Zuckerberg (pictured) introduced the firm's new dating feature at the firm's annual F8 developers conference in San Jose, California on Tuesday'Come on in, the water's warm. Their product would be great for US/Russia relationships'.

A new study from Stanford University has discovered the lies most commonly told on dating apps. Researchers found that lies to appear more interesting and dateable, such as falsifying one's availability, are most likely used to deceive potential partners. Of the many types of lies observed in these scenarios, the study found that polite'butler lies' used to thwart unwanted interactions were the most common, accounting for nearly 30 percent. A study from Stanford University analyzed more than 3,000 messages on mobile dating apps from over 200 participants. 'Most of these lies were about relationships – or not starting relationships – rather than lying to hook up,' said Jeffrey Hancock, a professor of communication in the Stanford School of Humanities and Sciences.