AI has got an unbelievable momentum in the past couple of years. The current intelligent frameworks have the capability of managing a lot of data and simplifying complicated calculations very fast. In any case, these are not the sentient machines. AI developers are trying to build up this feature in the future. And in the coming years, the AI framework will reach and surpass the performance of humans in solving different tasks.

Online Peer to Peer Lending (P2PL) systems connect lenders and borrowers directly, thereby making it convenient to borrow and lend money without intermediaries such as banks. Many recommendation systems have been developed for lenders to achieve higher interest rates and avoid defaulting loans. However, there has not been much research in developing recommendation systems to help borrowers make wise decisions. On P2PL platforms, borrowers can either apply for bidding loans, where the interest rate is determined by lenders bidding on a loan or traditional loans where the P2PL platform determines the interest rate. Different borrower grades -- determining the credit worthiness of borrowers get different interest rates via these two mechanisms. Hence, it is essential to determine which type of loans borrowers should apply for. In this paper, we build a recommendation system that recommends to any new borrower the type of loan they should apply for. Using our recommendation system, any borrower can achieve lowered interest rates with a higher likelihood of getting funded.

Artificial intelligence is one of the most significant breakthroughs of the 21st century. Experts from different industries study its capabilities and discover new ways of its application. We call AI an emerging technology, however, scientists have been working in this direction since the 1950s. At first, AI was far from smart robots we see in sci-fi movies. Nevertheless, thanks to such technologies as machine learning and deep learning, AI became one of the most promising areas of the IT industry.

Make modifications easily on multiple platforms at one go Reach customers on channels of their choice e.g. WhatsApp, Facebook Messenger, Skype Easily transact on your bot e.g. Easily transact on your bot e.g.

This paper describes an implementation of a bot assistant in Minecraft, and the tools and platform allowing players to interact with the bot and to record those interactions. The purpose of building such an assistant is to facilitate the study of agents that can complete tasks specified by dialogue, and eventually, to learn from dialogue interactions.

The possible impact of algorithmic recommendation on the autonomy and free choice of Internet users is being increasingly discussed, especially in terms of the rendering of information and the structuring of interactions. This paper aims at reviewing and framing this issue along a double dichotomy. The first one addresses the discrepancy between users' intentions and actions (1) under some algorithmic influence and (2) without it. The second one distinguishes algorithmic biases on (1) prior information rearrangement and (2) posterior information arrangement. In all cases, we focus on and differentiate situations where algorithms empirically appear to expand the cognitive and social horizon of users, from those where they seem to limit that horizon. We additionally suggest that these biases may not be properly appraised without taking into account the underlying social processes which algorithms are building upon.

Cross-Domain Collaborative Filtering (CDCF) provides a way to alleviate data sparsity and cold-start problems present in recommendation systems by exploiting the knowledge from related domains. Existing CDCF models are either based on matrix factorization or deep neural networks. Either of the techniques in isolation may result in suboptimal performance for the prediction task. Also, most of the existing models face challenges particularly in handling diversity between domains and learning complex non-linear relationships that exist amongst entities (users/items) within and across domains. In this work, we propose an end-to-end neural network model -- NeuCDCF, to address these challenges in a cross-domain setting. More importantly, NeuCDCF follows a wide and deep framework and it learns the representations combinedly from both matrix factorization and deep neural networks. We perform experiments on four real-world datasets and demonstrate that our model performs better than state-of-the-art CDCF models.

Artificial intelligence, it seems, is infiltrating every corner of higher education. From improving the efficiency of sprinkler systems to supporting students with virtual teaching assistants, AI has quickly become a near-ubiquitous presence on some campuses. Colleges and universities are being asked to do more with less as they grapple with shifting demographics and the need to not just respond to, but also anticipate, the needs of today's students. And early returns suggest that AI can play a role in helping institutions tackle pernicious challenges -- from "summer melt" to student engagement -- and enable students to navigate the complexity of financial aid, admissions, campus life and course scheduling. In response, a growing number of products are touting AI and machine learning as part of their sales pitch.

No longer does artificial intelligence only exist in sci-fi movies and books about dystopian futures. It's in the here and now, continuously transforming the way in which we live and work. Many of us interact with AI on a daily basis - we call on Siri to give us directions to nearby coffee shops or ask Alexa to order us goods on Amazon. AI is also seamlessly supplementing and enhancing operations across a variety of industries and increasingly disrupting internal company functions. However, at the same time, it's also becoming more and more apparent where AI still has limitations that prevent it from fully replicating human behavior.

According to the new market research report "Artificial Intelligence Market by Offering (Hardware, Software, Services), Technology (Machine Learning, Natural Language Processing, Context-Aware Computing, Computer Vision), End-User Industry, and Geography - Global Forecast to 2025", published by MarketsandMarkets, the Artificial Intelligence Market is expected to be valued at USD 21.5 billion in 2018 and is likely to reach USD 190.6 billion by 2025, at a CAGR of 36.6% during the forecast period. Major drivers for the market are growing big data, the increasing adoption of cloud-based applications and services, and an increase in demand for intelligent virtual assistants. The major restraint for the market is the limited number of AI technology experts. Critical challenges facing the AI market include concerns regarding data privacy and the unreliability of AI algorithms. Underlying opportunities in the artificial intelligence market include improving operational efficiency in the manufacturing industry and the adoption of AI to improve customer service.