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Machine learning: how it's used in banking

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Machines' current ability to learn is present in many aspects of everyday life. Machine learning is behind the recommendations for movies we receive on digital platforms, virtual assistants' ability to recognize speech, or self-driving cars' ability to see the road. But its origin as a branch of artificial intelligence dates began several decades ago. Why is this technology so important now, and what makes it so revolutionary? Machine learning is a branch of artificial intelligence that uses data to enable machines to learn to perform tasks on their own.


Hey Google? Is it you or Alexa?

USATODAY - Tech Top Stories

OK, Google, so what's it going to be? Smart speakers, and the ability to use voice to listen to music, get traffic directions, the latest weather, news updates, recipes and more are among the most popular holiday gift items, with prices starting at around $25. (The Amazon Echo Dot even has a Black Friday sale price of $22.) But if you're new to the category, know that before you buy, you have to make a basic decision – which format to sign up to. Because both speakers don't always work with each other and once you master the commands for one, you're not going to want to use a different set on another speaker. For that reason, there are often simply "Google Homes," or "Alexa manors." Amazon, which launched the Echo speaker five years ago, in November 2014, continues to dominate smart speakers, with rival Google catching up.


5 Myths about Artificial Intelligence

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When we talk about the potential perils of AI, there are a lot of opinions out there Artificial intelligence (AI) is competent to have a revolutionary impact on businesses globally. Talking about the information technology sector, it is no longer merely about codifying business logic. Insight is indeed the modern currency, and the pace with which we all can scale that insight is the fundamental of value creation. As per a report by Gartner, AI is going to be one of the top investment preferences for over 30% of CIOs worldwide by 2020. A lot of corporations are yet in their initial phase in comprehending that how AI is scalable enough to transform their businesses.


California man robbed at gunpoint after meeting woman on dating app, sheriff's office says

FOX News

Fox News Flash top headlines for Nov. 23 are here. Check out what's clicking on Foxnews.com A California woman has been arrested after going on a first date with a man who arranged to meet her through an online dating app and was later allegedly robbed at gunpoint by two of her male associates, according to the Tulare County Sheriff's Office. Shalena Lopez, 31, and one of the men, Mario Gaona, 39, were arrested Thursday, the sheriff's office said in a news release Friday. The second man, Cesar Domingo Jr., 27, was being sought, according to the sheriff's office.


Multi-Component Graph Convolutional Collaborative Filtering

arXiv.org Machine Learning

Xiao Wang 1, Ruijia Wang 1, Chuan Shi 1, Guojie Song 2, Qingyong Li 3 1 Beijing University of Posts and Telecommunications, 2 Peking University, 3 Beijing Jiaotong University {xiaowang, wangruijia, shichuan }@bupt.edu.cn, Abstract The interactions of users and items in recommender system could be naturally modeled as a user-item bipartite graph. In recent years, we have witnessed an emerging research effort in exploring user-item graph for collaborative filtering methods. Nevertheless, the formation of user-item interactions typically arises from highly complex latent purchasing motivations, such as high cost performance or eye-catching appearance, which are indistinguishably represented by the edges. The existing approaches still remain the differences between various purchasing motivations unexplored, rendering the inability to capture fine-grained user preference. Therefore, in this paper we propose a novel Multi-Component graph con-volutional Collaborative Filtering (MCCF) approach to distinguish the latent purchasing motivations underneath the observed explicit user-item interactions. Specifically, there are two elaborately designed modules, decomposer and com-biner, inside MCCF. The former first decomposes the edges in user-item graph to identify the latent components that may cause the purchasing relationship; the latter then recombines these latent components automatically to obtain unified em-beddings for prediction. Furthermore, the sparse regularizer and weighted random sample strategy are utilized to alleviate the overfitting problem and accelerate the optimization.


How Amazon's Alexa Will Impact the Marketing Landscape

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In 2017, Amazon generated nearly $178 billion in revenue of which $118 billion came just from product sales. Out of the 564 million items featured on Amazon's U.S. marketplace, the Amazon Echo Dot was the top-selling product this holiday season. In fact, it is the best-selling smart speaker on the market. AI-enabled smart speakers are rapidly permeating the homes of millions. As it stands, one in five Americans – 47 million people– have access to a smart speaker.


The Role of AI in the future of Business Intelligence

#artificialintelligence

Marketers use AI to generate individualized recommendations and automatic order fulfillment. The list is virtually infinite. A host of services taken for granted today, from credit card fraud detection to email spam filters to predictive traffic alerts to personalized reminders, wouldn't be possible without AI. One area where AI is used extensively is business intelligence. Enterprises leverage deep learning algorithms to spot behavioral patterns likely to lead to sales, use cues from IoT sensors for predictive maintenance and inventory optimization and do more.


The 5 best Amazon Black Friday deals you can get right now

USATODAY - Tech Top Stories

Black Friday pricing has come early for these popular products. Purchases you make through our links may earn us a commission. The countdown for Black Friday is on, with today marking the official "less than a week away" point from the biggest shopping holiday of the year. And while you may be holding out to see if you can get that product you've been eyeing for a steal, it's a pretty risky game considering that items will be selling out before our eyes. Luckily, retailers have already begun slashing their prices ahead of Black Friday, Amazon included.


Top 10 Real Time Artificial Intelligence Applications AI Application

#artificialintelligence

Artificial Intelligence is a field of science and engineering primarily focused on developing systems that depict human intelligence. We have seen how virtual assistants like Siri, Alexa, Google Now, and Cortana help us find useful information just by asking them. Artificial Intelligence is not a futuristic technology anymore as it has crept into most of our daily lives. Everything we use like our car, smartphone, video games use artificial intelligence to some extent. Even though there are various artificial intelligence risks involved, it is highly regarded as the future of technology to change our lives for the better. According to a statistic released by the Food and Agricultural Organization (FAO), it is estimated that 50% of the world population is into agriculture for their survival.


'Blu' - a virtual assistant on WhatsApp & Messenger

#artificialintelligence

This is an example of how digital assistants/bots have started making a difference in consumers' lives. Recently, the Singapore-based communications company UIB put out this case study on its Website of how it had tied-up with the UAE-based telco provider du Telecom to create'Blu', a – UIB UnificationEngine -powered virtual assistant on WhatsApp & Facebook Messenger. Through this UIB UnificationEngine conversational artificial intelligence (AI) platform-powered chatbot, customers can contact du 24/7 on WhatsApp with queries which receive instant responses, said Ken Herron Chief Marketing Officer, UIB, on the company Website. What's more, even Facebook sat up & took note of this partnership in an official WhatsApp case study/success story. Emirates Integrated Telecommunications Company, also known as du, is a telecom operator in the UAE, having about 9 million customers with its mobile, fixed line & broadband services.