Money laundering and financial fraud remain major threats to global financial stability, costing trillions annually and challenging regulatory oversight. This paper reviews how artificial intelligence (AI) applications can modernize Anti-Money Laundering (AML) workflows by improving detection accuracy, lowering false-positive rates, and reducing the operational burden of manual investigations, thereby supporting more sustainable development. It further highlights future research directions including federated learning for privacy-preserving collaboration, fairness-aware and interpretable AI, reinforcement learning for adaptive defenses, and human-in-the-loop visualization systems to ensure that next-generation AML architectures remain transparent, accountable, and robust. In the final part, the paper proposes an AI-driven KYC application that integrates graph-based retrieval-augmented generation (RAG Graph) with generative models to enhance efficiency, transparency, and decision support in KYC processes related to money-laundering detection. Experimental results show that the RAG-Graph architecture delivers high faithfulness and strong answer relevancy across diverse evaluation settings, thereby enhancing the efficiency and transparency of KYC CDD/EDD workflows and contributing to more sustainable, resource-optimized compliance practices.

We present LOCUS (LOw-cost Customization for Universal Specialization), a pipeline that consumes few-shot data to streamline the construction and training of NLP models through targeted retrieval, synthetic data generation, and parameter-efficient tuning. With only a small number of labeled examples, LOCUS discovers pertinent data in a broad repository, synthesizes additional training samples via in-context data generation, and fine-tunes models using either full or low-rank (LoRA) parameter adaptation. Our approach targets named entity recognition (NER) and text classification (TC) benchmarks, consistently outperforming strong baselines (including GPT-4o) while substantially lowering costs and model sizes. Our resultant memory-optimized models retain 99% of fully fine-tuned accuracy while using barely 5% of the memory footprint, also beating GPT-4o on several benchmarks with less than 1% of its parameters.

Sentence simplification aims to modify a sentence to make it easier to read and understand while preserving the meaning. Different applications require distinct simplification policies, such as replacing only complex words at the lexical level or rewriting the entire sentence while trading off details for simplicity. However, achieving such policy-driven control remains an open challenge. In this work, we introduce a simple yet powerful approach that leverages Large Language Model-as-a-Judge (LLM-as-a-Judge) to automatically construct policy-aligned training data, completely removing the need for costly human annotation or parallel corpora. Our method enables building simplification systems that adapt to diverse simplification policies. Sentence simplification could benefit users with reading difficulties, such as second-language (L2) learners and people with reading impairments (e.g., dyslexic individuals), by making text easier to read and understand (Alva-Manchego et al., 2020b). It involves a series of edits, such as lexical paraphrasing, sentence splitting, and removing irrelevant details (Xu et al., 2015). The preferred edit policy, i.e., permissible or appropriate edits in given texts, varies significantly depending on the target audience. In L2 education, one of the major application areas for simplification, previous work in both NLP and language education research has shown that the desired type and degree of simplification edits change depending on learner proficiency and readability levels (Agrawal et al., 2021; Zhong et al., 2020). Specifically, low-to intermediate-level learners benefit from a combination of lexical paraphrasing, structural modifications, and selective deletions to reduce cognitive load. In contrast, advanced learners benefit from lexical paraphrasing, which supports vocabulary acquisition (Chen, 2019), but they gain comparatively less from added cohesion or deletion (Hosoda, 2016; Zhong et al., 2020). Motivated by these findings, we introduce two distinct edit policies. As illustrated in Table 1, overall-rewriting simplification often combines lexical paraphrasing, structural modifications, and deletions to improve readability for intermediate-level language learners. In contrast, lexical-paraphrasing (Paetzold & Specia, 2016; Li et al., 2025) adheres to the original sentence closely while supporting more efficient vocabulary acquisition for advanced learners.

Real-world indicators are important for improving natural language processing (NLP) tasks such as life events for mental health analysis and risky behaviour for online safety, yet labelling such information in NLP training datasets is often costly and/or difficult given the dynamic nature of such events. This paper compares several LLM-based data enrichment methods and introduces a novel Confidence-Aware Fine-Grained Debate (CFD) framework in which multiple LLM agents simulate human annotators and exchange fine-grained evidence to reach consensus. We describe two new expert-annotated datasets, a mental health Reddit wellbeing dataset and an online safety Facebook sharenting risk dataset. Our CFD framework achieves the most robust data enrichment performance compared to a range of baselines and we show that this type of data enrichment consistently improves downstream tasks. Enriched features incorporated via debate transcripts yield the largest gains, outperforming the non-enriched baseline by 10.1% for the online safety task.

What if users could meet their future selves today? AI-generated future selves simulate meaningful encounters with a digital twin decades in the future. As AI systems advance, combining cloned voices, age-progressed facial rendering, and autobiographical narratives, a central question emerges: Does the modality of these future selves alter their psychological and affective impact? How might a text-based chatbot, a voice-only system, or a photorealistic avatar shape present-day decisions and our feeling of connection to the future? We report a randomized controlled study (N=92) evaluating three modalities of AI-generated future selves (text, voice, avatar) against a neutral control condition. We also report a systematic model evaluation between Claude 4 and three other Large Language Models (LLMs), assessing Claude 4 across psychological and interaction dimensions and establishing conversational AI quality as a critical determinant of intervention effectiveness. All personalized modalities strengthened Future Self-Continuity (FSC), emotional well-being, and motivation compared to control, with avatar producing the largest vividness gains, yet with no significant differences between formats. Interaction quality metrics, particularly persuasiveness, realism, and user engagement, emerged as robust predictors of psychological and affective outcomes, indicating that how compelling the interaction feels matters more than the form it takes. Content analysis found thematic patterns: text emphasized career planning, while voice and avatar facilitated personal reflection. Claude 4 outperformed ChatGPT 3.5, Llama 4, and Qwen 3 in enhancing psychological, affective, and FSC outcomes.

Deep learning has demonstrated expert-level performance in melanoma classification, positioning it as a powerful tool in clinical dermatology. However, model opacity and the lack of interpretability remain critical barriers to clinical adoption, as clinicians often struggle to trust the decision-making processes of black-box models. To address this gap, we present a Cross-modal Explainable Framework for Melanoma (CEFM) that leverages contrastive learning as the core mechanism for achieving interpretability. Specifically, CEFM maps clinical criteria for melanoma diagnosis-namely Asymmetry, Border, and Color (ABC)-into the Vision Transformer embedding space using dual projection heads, thereby aligning clinical semantics with visual features. The aligned representations are subsequently translated into structured textual explanations via natural language generation, creating a transparent link between raw image data and clinical interpretation. Experiments on public datasets demonstrate 92.79% accuracy and an AUC of 0.961, along with significant improvements across multiple interpretability metrics. Qualitative analyses further show that the spatial arrangement of the learned embeddings aligns with clinicians' application of the ABC rule, effectively bridging the gap between high-performance classification and clinical trust.

Abstract--General-purpose large language models (LLMs) have demonstrated remarkable generative and reasoning capabilities but remain limited in healthcare and caregiving applications due to two key deficiencies: factual unreliability and a lack of empathetic communication. These shortcomings pose significant risks in sensitive contexts where users, particularly nonprofessionals and caregivers, seek medically relevant guidance or emotional reassurance. T o address these challenges, we introduce a Direct Preference Optimization (DPO)-based alignment framework designed to improve factual correctness, semantic coherence, and human-centric qualities such as empathy, politeness, and simplicity in caregiver-patient dialogues. Our approach fine-tunes domain-adapted Large Language Models (LLMs) using pairwise preference data, where preferred responses reflect supportive and accessible communication styles while rejected ones represent prescriptive or overly technical tones. Empirical evaluations across multiple open and proprietary LLMs show that our DPO-tuned models achieve higher semantic alignment, improved factual accuracy, and stronger human-centric evaluation scores compared to baseline and commercial alternatives such as Google's medical dialogue systems. These improvements demonstrate that preference-based alignment offers a scalable and transparent pathway toward developing trustworthy, empathetic, and clinically informed AI assistants for caregiver and healthcare communication. Caring for individuals with chronic or neuro-degenerative conditions such as Alzheimer's disease and dementia requires not only clinical coordination but also constant emotional resilience. Family caregivers and care partners often become the primary interpreters of medical information, navigating complex treatment decisions, behavioral changes, and communication challenges on a daily basis. LLMs have rapidly become integrated into everyday life. They can explain complex ideas in plain language, adjust to a user's tone, and offer a sense of understanding that static websites cannot. For caregivers seeking clear, kind, and quick answers, these systems can feel like an always-available companion in moments of doubt or stress.

Cybersecurity's evolving complexity presents unique challenges and opportunities for AI research and practice. This paper shares key lessons and insights from designing, building, and operating production-grade GenAI pipelines in cyberse-curity, with a focus on the continual adaptation required to keep pace with ever-shifting knowledge bases, tooling, and threats. Our goal is to provide an actionable perspective for AI practitioners and industry stakeholders navigating the frontier of GenAI for cybersecurity, with particular attention to how different adaptation mechanisms complement each other in end-to-end systems. We present practical guidance derived from real-world deployments, propose best practices for leveraging retrieval-and model-level adaptation, and highlight open research directions for making GenAI more robust, precise, and auditable in cyber defense. Disclaimer: The ideas and analysis presented here are subjective. We share them based on our experience of establishing robust and efficient pipelines of generative AI for cybersecurity. In light of the age of generative AI, the objective of this document is not to provide generic descriptions of GenAI techniques, but rather to explain their practical relevance for specific contexts, and to illustrate where particular choices have worked well or poorly in our own deployments.

Machine learning (ML) models for code clone detection determine whether two pieces of code are semantically equivalent, which in turn is a key building block for software-engineering tasks like refactoring and security tasks like vulnerability and malware detection. While these models are predominantly trained on clean, structured code datasets, real-world code often undergoes a variety of semantic-preserving transformations, including refactoring, minification, automated formatting, and compiler optimizations. To address this critical gap between training and test data, we propose Auto-SPT, a novel framework to automatically construct synthetic-data generators for code. Auto-SPT is designed to produce Semantic Preserving Transformations (SPTs) that alter a program's syntactic structure while preserving its functionality and is instantiated on top of Large Language Models (LLMs). In particular, we use LLMs to craft a diverse set of SPTs, generate strong implementations for these SPTs, and compose them to result into strong transformations. Our formal analysis shows that the diversity of SPTs impacts the strength of their composition. We then empirically demonstrate that Auto-SPT generates more diverse SPTs than existing approaches and these SPTs significantly drop the performance of state-of-the-art code clone detectors. Further experiments show Auto-SPT can be used to enhance code datasets for training, to produce code-clone detection models that are robust to real-world, adversarial code transformations.

Pose estimation of a robot arm from visual inputs is a challenging task. However, with the increasing adoption of robot arms for both industrial and residential use cases, reliable joint angle estimation can offer improved safety and performance guarantees, and also be used as a verifier to further train robot policies. This paper introduces using frontier vision-language models (VLMs) as an ``off-the-shelf" tool to estimate a robot arm's joint angles from a single target image. By evaluating frontier VLMs on both synthetic and real-world image-data pairs, this paper establishes a performance baseline attained by current FLMs. In addition, this paper presents empirical results suggesting that test time scaling or parameter scaling alone does not lead to improved joint angle predictions.