Goto

Collaborating Authors

 Statistical Learning


Constraint-Reduced MILP with Local Outlier Factor Modeling for Plausible Counterfactual Explanations in Credit Approval

arXiv.org Artificial Intelligence

Counterfactual explanation (CE) is a widely used post-hoc method that provides individuals with actionable changes to alter an unfavorable prediction from a machine learning model. Plausible CE methods improve realism by considering data distribution characteristics, but their optimization models introduce a large number of constraints, leading to high computational cost. In this work, we revisit the DACE framework and propose a refined Mixed-Integer Linear Programming (MILP) formulation that significantly reduces the number of constraints in the local outlier factor (LOF) objective component. We also apply the method to a linear SVM classifier with standard scaler. The experimental results show that our approach achieves faster solving times while maintaining explanation quality. These results demonstrate the promise of more efficient LOF modeling in counterfactual explanation and data science applications.


Enhancing Credit Default Prediction Using Boruta Feature Selection and DBSCAN Algorithm with Different Resampling Techniques

arXiv.org Artificial Intelligence

This study examines credit default prediction by comparing three techniques, namely SMOTE, SMOTE-Tomek, and ADASYN, that are commonly used to address the class imbalance problem in credit default situations. Recognizing that credit default datasets are typically skewed, with defaulters comprising a much smaller proportion than non-defaulters, we began our analysis by evaluating machine learning (ML) models on the imbalanced data without any resampling to establish baseline performance. These baseline results provide a reference point for understanding the impact of subsequent balancing methods. In addition to traditional classifiers such as Naive Bayes and K-Nearest Neighbors (KNN), our study also explores the suitability of advanced ensemble boosting algorithms, including Extreme Gradient Boosting (XGBoost), AdaBoost, Gradient Boosting Machines (GBM), and Light GBM for credit default prediction using Boruta feature selection and DBSCAN-based outlier detection, both before and after resampling. A real-world credit default data set sourced from the University of Cleveland ML Repository was used to build ML classifiers, and their performances were tested. The criteria chosen to measure model performance are the area under the receiver operating characteristic curve (ROC-AUC), area under the precision-recall curve (PR-AUC), G-mean, and F1-scores. The results from this empirical study indicate that the Boruta+DBSCAN+SMOTE-Tomek+GBM classifier outperformed the other ML models (F1-score: 82.56%, G-mean: 82.98%, ROC-AUC: 90.90%, PR-AUC: 91.85%) in a credit default context. The findings establish a foundation for future progress in creating more resilient and adaptive credit default systems, which will be essential as credit-based transactions continue to rise worldwide.


Improving Outdoor Multi-cell Fingerprinting-based Positioning via Mobile Data Augmentation

arXiv.org Artificial Intelligence

Abstract--Accurate outdoor positioning in cellular networks is hindered by sparse, heterogeneous measurement collections and the high cost of exhaustive site surveys. This paper introduces a lightweight, modular mobile data augmentation framework designed to enhance multi-cell fingerprinting-based positioning using operator-collected minimization of drive test (MDT) records. The proposed approach decouples spatial and radio-feature synthesis: kernel density estimation (KDE) models the empirical spatial distribution to generate geographically coherent synthetic locations, while a k-nearest-neighbor (KNN)-based block produces augmented per-cell radio fingerprints. The architecture is intentionally training-free, interpretable, and suitable for distributed or on-premise operator deployments, supporting privacy-aware workflows. We both validate each augmentation module independently and assess its end-to-end impact on fingerprinting-based positioning using a real-world MDT dataset provided by an Italian mobile network operator across diverse urban and peri-urban scenarios. Results show that the proposed KDE-KNN augmentation consistently improves positioning performance, with the largest benefits in sparsely sampled or structurally complex regions; we also observe region-dependent saturation effects as augmentation increases. The framework offers a practical, low-complexity path to enhance operator positioning services using existing mobile data traces. ECENT years have seen a growing demand for accurate and reliable positioning services in dense urban areas, indoor environments, and under adverse weather conditions, such as overcast skies, where satellite-based systems like the global positioning system (GPS) often suffer from severe multipath propagation, signal blockage, urban canyon effects, and are known to be power-intensive, making it unsuitable for energy-constrained devices commonly used in mobile applications [1]. In these scenarios, multicell fingerprint-based positioning has emerged as a promising approach due to its robustness in non-line-of-sight conditions and the ability to leverage existing cellular infrastructure [2, 3].


Self-Alignment Learning to Improve Myocardial Infarction Detection from Single-Lead ECG

arXiv.org Artificial Intelligence

Myocardial infarction is a critical manifestation of coronary artery disease, yet detecting it from single-lead electrocardiogram (ECG) remains challenging due to limited spatial information. An intuitive idea is to convert single-lead into multiple-lead ECG for classification by pre-trained models, but generative methods optimized at the signal level in most cases leave a large latent space gap, ultimately degrading diagnostic performance. This naturally raises the question of whether latent space alignment could help. However, most prior ECG alignment methods focus on learning transformation invariance, which mismatches the goal of single-lead detection. To address this issue, we propose SelfMIS, a simple yet effective alignment learning framework to improve myocardial infarction detection from single-lead ECG. Discarding manual data augmentations, SelfMIS employs a self-cutting strategy to pair multiple-lead ECG with their corresponding single-lead segments and directly align them in the latent space. This design shifts the learning objective from pursuing transformation invariance to enriching the single-lead representation, explicitly driving the single-lead ECG encoder to learn a representation capable of inferring global cardiac context from the local signal. Experimentally, SelfMIS achieves superior performance over baseline models across nine myocardial infarction types while maintaining a simpler architecture and lower computational overhead, thereby substantiating the efficacy of direct latent space alignment. Our code and checkpoint will be publicly available after acceptance.


Solving Freshness in RAG: A Simple Recency Prior and the Limits of Heuristic Trend Detection

arXiv.org Artificial Intelligence

We address temporal failures in RAG systems using two methods on cybersecurity data. A simple recency prior achieved an accuracy of 1.00 on freshness tasks. In contrast, a clustering heuristic for topic evolution failed (0.08 F1-score), showing trend detection requires methods beyond simple heuristics.


Unsupervised Outlier Detection in Audit Analytics: A Case Study Using USA Spending Data

arXiv.org Artificial Intelligence

This study investigates the effectiveness of unsupervised outlier detection methods in audit analytics, utilizing USA spending data from the U.S. Department of Health and Human Services (DHHS) as a case example. We employ and compare multiple outlier detection algorithms, including Histogram-based Outlier Score (HBOS), Robust Principal Component Analysis (PCA), Minimum Covariance Determinant (MCD), and K-Nearest Neighbors (KNN) to identify anomalies in federal spending patterns. The research addresses the growing need for efficient and accurate anomaly detection in large-scale governmental datasets, where traditional auditing methods may fall short. Our methodology involves data preparation, algorithm implementation, and performance evaluation using precision, recall, and F1 scores. Results indicate that a hybrid approach, combining multiple detection strategies, enhances the robustness and accuracy of outlier identification in complex financial data. This study contributes to the field of audit analytics by providing insights into the comparative effectiveness of various outlier detection models and demonstrating the potential of unsupervised learning techniques in improving audit quality and efficiency. The findings have implications for auditors, policymakers, and researchers seeking to leverage advanced analytics in governmental financial oversight and risk management.


A Measurement Report Data-Driven Framework for Localized Statistical Channel Modeling

arXiv.org Artificial Intelligence

Abstract--Localized statistical channel modeling (LSCM) is crucial for effective performance evaluation in digital twin-assisted network optimization. Solely relying on the multi-beam reference signal receiving power (RSRP), LSCM aims to model the localized statistical propagation environment by estimating the channel angular power spectrum (APS). However, existing methods rely heavily on drive test data with high collection costs and limited spatial coverage. In this paper, we propose a measurement report (MR) data-driven framework for LSCM, exploiting the low-cost and extensive collection of MR data. The framework comprises two novel modules. The MR localization module addresses the issue of missing locations in MR data by introducing a semi-supervised method based on hypergraph neural networks, which exploits multi-modal information via distance-aware hypergraph modeling and hypergraph convolution for location extraction. T o enhance the computational efficiency and solution robustness, LSCM operates at the grid level. Compared to independently constructing geographically uniform grids and estimating channel APS, the joint grid construction and channel APS estimation module enhances robustness in complex environments with spatially non-uniform data by exploiting their correlation. This module alternately optimizes grid partitioning and APS estimation using clustering and improved sparse recovery for the ill-conditioned measurement matrix and incomplete observations. Through comprehensive experiments on a real-world MR dataset, we demonstrate the superior performance and robustness of our framework in localization and channel modeling. ITH the rapid evolution of wireless communications, network optimization has become increasingly critical for the development and deployment of next-generation wireless networks [1]-[3]. The work was supported in part by the National Key Research and Development Program of China under Grant 2024YFA1014201 (Corresponding author: Tsung-Hui Chang).


Human Activity Recognition Based on Electrocardiogram Data Only

arXiv.org Artificial Intelligence

Human activity recognition is critical for applications such as early intervention and health analytics. Traditional activity recognition relies on inertial measurement units (IMUs), which are resource intensive and require calibration. Although electrocardiogram (ECG)-based methods have been explored, these have typically served as supplements to IMUs or have been limited to broad categorical classification such as fall detection or active vs. inactive in daily activities. In this paper, we advance the field by demonstrating, for the first time, robust recognition of activity only with ECG in six distinct activities, which is beyond the scope of previous work. We design and evaluate three new deep learning models, including a CNN classifier with Squeeze-and-Excitation blocks for channel-wise feature recalibration, a ResNet classifier with dilated convolutions for multiscale temporal dependency capture, and a novel CNNTransformer hybrid combining convolutional feature extraction with attention mechanisms for long-range temporal relationship modeling. Tested on data from 54 subjects for six activities, all three models achieve over 94% accuracy for seen subjects, while CNNTransformer hybrid reaching the best accuracy of 72% for unseen subjects, a result that can be further improved by increasing the training population. This study demonstrates the first successful ECG-only activity classification in multiple physical activities, offering significant potential for developing next-generation wearables capable of simultaneous cardiac monitoring and activity recognition without additional motion sensors.


Electric Vehicle Identification from Behind Smart Meter Data

arXiv.org Artificial Intelligence

Electric vehicle (EV) charging loads identification from behind smart meter recordings is an indispensable aspect that enables effective decision-making for energy distributors to reach an informed and intelligent decision about the power grid's reliability. When EV charging happens behind the meter (BTM), the charging occurs on the customer side of the meter, which measures the overall electricity consumption. In other words, the charging of the EV is considered part of the customer's load and not separately measured by the Distribution Network Operators (DNOs). DNOs require complete knowledge about the EV presence in their network. Identifying the EV charging demand is essential to better plan and manage the distribution grid. Unlike supervised methods, this paper addresses the problem of EV charging load identification in a non-nonintrusive manner from low-frequency smart meter using an unsupervised learning approach based on anomaly detection technique. Our approach does not require prior knowledge of EV charging profiles. It only requires real power consumption data of non-EV users, which are abundant in practice. We propose a deep temporal convolution encoding decoding (TAE) network. The TAE is applied to power consumption from smart BTM from Victorian households in Australia, and the TAE shows superior performance in identifying households with EVs.


Improving Credit Card Fraud Detection through Transformer-Enhanced GAN Oversampling

arXiv.org Artificial Intelligence

Detection of credit card fraud is an acute issue of financial security because transaction datasets are highly lopsided, with fraud cases being only a drop in the ocean. Balancing datasets using the most popular methods of traditional oversampling such as the Synthetic Minority Oversampling Technique (SMOTE) generally create simplistic synthetic samples that are not readily applicable to complex fraud patterns. Recent industry advances that include Conditional Tabular Generative Adversarial Networks (CTGAN) and Tabular Variational Autoencoders (TVAE) have demonstrated increased efficiency in tabular synthesis, yet all these models still exhibit issues with high-dimensional dependence modelling. Now we will present our hybrid approach where we use a Generative Adversarial Network (GAN) with a Transformer encoder block to produce realistic fraudulent transactions samples. The GAN architecture allows training realistic generators adversarial, and the Transformer allows the model to learn rich feature interactions by self-attention. Such a hybrid strategy overcomes the limitations of SMOTE, CTGAN, and TVAE by producing a variety of high-quality synthetic minority classes samples. We test our algorithm on the publicly-available Credit Card Fraud Detection dataset and compare it to conventional and generative resampling strategies with a variety of classifiers, such as Logistic Regression (LR), Random Forest (RF), Extreme Gradient Boosting (XGBoost), and Support Vector Machine (SVM). Findings indicate that our Transformer-based GAN shows substantial gains in Recall, F1-score and Area Under the Receiver Operating Characteristic Curve (AUC), which indicates that it is effective in overcoming the severe class imbalance inherent in the task of fraud detection.