The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office of the Comptroller of the Currency, Consumer Financial Protection Bureau). This paper intends to fill the gap in the application between these "black box" models and explainability frameworks, such as LIME and SHAP. Authors elaborate on the application of these frameworks on different models and demonstrates the more complex models with better prediction powers could be applied and reach the same level of the explainability, using SHAP and LIME. Beyond the comparison and discussion of performances, this paper proposes a novel five dimensional framework evaluating Inherent Interpretability, Global Explanations, Local Explanations, Consistency, and Complexity to offer a nuanced method for assessing and comparing model explainability beyond simple accuracy metrics. This research demonstrates the feasibility of employing sophisticated, high performing ML models in regulated financial environments by utilizing modern explainability techniques and provides a structured approach to evaluate the crucial trade offs between model performance and interpretability.

While both shape and texture are fundamental to visual recognition, research on deep neural networks (DNNs) has predominantly focused on the latter, leaving their geometric understanding poorly probed. Here, we show: first, that optimized shapes can act as potent semantic carriers, generating high-confidence classifications from inputs defined purely by their geometry; second, that they are high-fidelity interpretability tools that precisely isolate a model's salient regions; and third, that they constitute a new, generalizable adversarial paradigm capable of deceiving downstream visual tasks. This is achieved through an end-to-end differentiable framework that unifies a powerful Fourier series to parameterize arbitrary shapes, a winding number-based mapping to translate them into the pixel grid required by DNNs, and signal energy constraints that enhance optimization efficiency while ensuring physically plausible shapes. Our work provides a versatile framework for probing the geometric world of DNNs and opens new frontiers for challenging and understanding machine perception.

Magnetic resonance imaging (MRI), especially functional MRI (fMRI) and diffusion MRI (dMRI), is essential for studying neurodegenerative diseases. However, missing modalities pose a major barrier to their clinical use. Although GAN- and diffusion model-based approaches have shown some promise in modality completion, they remain limited in fMRI-dMRI synthesis due to (1) significant BOLD vs. diffusion-weighted signal differences between fMRI and dMRI in time/gradient axis, and (2) inadequate integration of disease-related neuroanatomical patterns during generation. To address these challenges, we propose PDS, introducing two key innovations: (1) a pattern-aware dual-modal 3D diffusion framework for cross-modality learning, and (2) a tissue refinement network integrated with a efficient microstructure refinement to maintain structural fidelity and fine details. Evaluated on OASIS-3, ADNI, and in-house datasets, our method achieves state-of-the-art results, with PSNR/SSIM scores of 29.83 dB/90.84\% for fMRI synthesis (+1.54 dB/+4.12\% over baselines) and 30.00 dB/77.55\% for dMRI synthesis (+1.02 dB/+2.2\%). In clinical validation, the synthesized data show strong diagnostic performance, achieving 67.92\%/66.02\%/64.15\% accuracy (NC vs. MCI vs. AD) in hybrid real-synthetic experiments. Code is available in \href{https://github.com/SXR3015/PDS}{PDS GitHub Repository}

High-Risk Property (HRP) classification is critical at U.S. Department of Energy (DOE) sites, where inventories include sensitive and often dual-use equipment. Compliance must track evolving rules designated by various export control policies to make transparent and auditable decisions. Traditional expert-only workflows are time-consuming, backlog-prone, and struggle to keep pace with shifting regulatory boundaries. We demo ORCHID, a modular agentic system for HRP classification that pairs retrieval-augmented generation (RAG) with human oversight to produce policy-based outputs that can be audited. Small cooperating agents, retrieval, description refiner, classifier, validator, and feedback logger, coordinate via agent-to-agent messaging and invoke tools through the Model Context Protocol (MCP) for model-agnostic on-premise operation. The interface follows an Item to Evidence to Decision loop with step-by-step reasoning, on-policy citations, and append-only audit bundles (run-cards, prompts, evidence). In preliminary tests on real HRP cases, ORCHID improves accuracy and traceability over a non-agentic baseline while deferring uncertain items to Subject Matter Experts (SMEs). The demonstration shows single item submission, grounded citations, SME feedback capture, and exportable audit artifacts, illustrating a practical path to trustworthy LLM assistance in sensitive DOE compliance workflows.

Rapid advances in generative AI have led to increasingly realistic deepfakes, posing growing challenges for law enforcement and public trust. Existing passive deepfake detectors struggle to keep pace, largely due to their dependence on specific forgery artifacts, which limits their ability to generalize to new deepfake types. Proactive deepfake detection using watermarks has emerged to address the challenge of identifying high-quality synthetic media. However, these methods often struggle to balance robustness against benign distortions with sensitivity to malicious tampering. This paper introduces a novel deep learning framework that harnesses high-dimensional latent space representations and the Multi-Agent Adversarial Reinforcement Learning (MAARL) paradigm to develop a robust and adaptive watermarking approach. Specifically, we develop a learnable watermark embedder that operates in the latent space, capturing high-level image semantics, while offering precise control over message encoding and extraction. The MAARL paradigm empowers the learnable watermarking agent to pursue an optimal balance between robustness and fragility by interacting with a dynamic curriculum of benign and malicious image manipulations simulated by an adversarial attacker agent. Comprehensive evaluations on the CelebA and CelebA-HQ benchmarks reveal that our method consistently outperforms state-of-the-art approaches, achieving improvements of over 4.5% on CelebA and more than 5.3% on CelebA-HQ under challenging manipulation scenarios.

The advancement of artificial intelligence in oral healthcare relies on the availability of large-scale multimodal datasets that capture the complexity of clinical practice. In this paper, we present a comprehensive multimodal dataset, comprising 8775 dental checkups from 4800 patients collected over eight years (2018-2025), with patients ranging from 10 to 90 years of age. The dataset includes 50000 intraoral images, 8056 radiographs, and detailed textual records, including diagnoses, treatment plans, and follow-up notes. The data were collected under standard ethical guidelines and annotated for benchmarking. To demonstrate its utility, we fine-tuned state-of-the-art large vision-language models, Qwen-VL 3B and 7B, and evaluated them on two tasks: classification of six oro-dental anomalies and generation of complete diagnostic reports from multimodal inputs. We compared the fine-tuned models with their base counterparts and GPT-4o. The fine-tuned models achieved substantial gains over these baselines, validating the dataset and underscoring its effectiveness in advancing AI-driven oro-dental healthcare solutions. The dataset is publicly available, providing an essential resource for future research in AI dentistry.

Unlearning in large language models (LLMs) is critical for regulatory compliance and for building ethical generative AI systems that avoid producing private, toxic, illegal, or copyrighted content. Despite rapid progress, in this work we show that \textit{almost all} existing unlearning methods fail to achieve true forgetting in practice. Specifically, while evaluations of these `unlearned' models under deterministic (greedy) decoding often suggest successful knowledge removal using standard benchmarks (as has been done in the literature), we show that sensitive information reliably resurfaces when models are sampled with standard probabilistic decoding. To rigorously capture this vulnerability, we introduce \texttt{leak@$k$}, a new meta-evaluation metric that quantifies the likelihood of forgotten knowledge reappearing when generating $k$ samples from the model under realistic decoding strategies. Using three widely adopted benchmarks, TOFU, MUSE, and WMDP, we conduct the first large-scale, systematic study of unlearning reliability using our newly defined \texttt{leak@$k$} metric. Our findings demonstrate that knowledge leakage persists across methods and tasks, underscoring that current state-of-the-art unlearning techniques provide only limited forgetting and highlighting the urgent need for more robust approaches to LLM unlearning.

Large language model agents are becoming increasingly capable at web-centric tasks such as information retrieval, complex reasoning. These emerging capabilities have given rise to surge research interests in developing LLM agent for facilitating scientific quest. One key application in AI research is to automate experiment design through agentic dataset and baseline retrieval. However, prior efforts suffer from limited data coverage, as recommendation datasets primarily harvest candidates from public portals and omit many datasets actually used in published papers, and from an overreliance on content similarity that biases model toward superficial similarity and overlooks experimental suitability. Harnessing collective perception embedded in the baseline and dataset citation network, we present a comprehensive framework for baseline and dataset recommendation. First, we design an automated data-collection pipeline that links roughly one hundred thousand accepted papers to the baselines and datasets they actually used. Second, we propose a collective perception enhanced retriever. To represent the position of each dataset or baseline within the scholarly network, it concatenates self-descriptions with aggregated citation contexts. To achieve efficient candidate recall, we finetune an embedding model on these representations. Finally, we develop a reasoning-augmented reranker that exact interaction chains to construct explicit reasoning chains and finetunes a large language model to produce interpretable justifications and refined rankings. The dataset we curated covers 85\% of the datasets and baselines used at top AI conferences over the past five years. On our dataset, the proposed method outperforms the strongest prior baseline with average gains of +5.85\% in Recall@20, +8.30\% in HitRate@5. Taken together, our results advance reliable, interpretable automation of experimental design.

Large Language Models (LLMs) face significant computational and memory constraints when processing long contexts, despite growing demand for applications requiring reasoning over extensive documents, multi-session dialogues, and book length texts. While recent advances have extended context windows to 100K-1M tokens, such approaches incur prohibitive costs for resource constrained deployments. We propose BudgetMem, a novel memory augmented architecture that learns what to remember rather than remembering everything. Our system combines selective memory policies with feature based salience scoring (entity density, TF-IDF, discourse markers, position bias) to decide which information merits storage under strict budget constraints. Unlike existing retrieval augmented generation (RAG) systems that store all chunks, BudgetMem employs learned gating mechanisms coupled with BM25 sparse retrieval for efficient information access. Through comprehensive experiments on 700 question answer pairs across short (237 tokens) and long (5K-10K tokens) documents with Llama-3.2-3B-Instruct, we demonstrate that BudgetMem achieves remarkable results on long documents: only 1.0% F1 score degradation while saving 72.4% memory compared to baseline RAG. We validate our approach through budget sensitivity analysis (testing 7 budget ratios), naive baseline comparisons, and document length analysis, showing that BudgetMem's benefits increase with document length. Our work provides a practical pathway for deploying capable long context systems on modest hardware, democratizing access to advanced language understanding capabilities.

Agents in the real world must make not only logical but also timely judgments. This requires continuous awareness of the dynamic environment: hazards emerge, opportunities arise, and other agents act, while the agent's reasoning is still unfolding. Despite advances in language model reasoning, existing approaches fail to account for this dynamic nature. We introduce real-time reasoning as a new problem formulation for agents in evolving environments and build Real-Time Reasoning Gym to demonstrate it. We study two paradigms for deploying language models in agents: (1) reactive agents, which employ language models with bounded reasoning computation for rapid responses, and (2) planning agents, which allow extended reasoning computation for complex problems. Our experiments show that even state-of-the-art models struggle with making logical and timely judgments in either paradigm. To address this limitation, we propose AgileThinker, which simultaneously engages both reasoning paradigms. AgileThinker consistently outperforms agents engaging only one reasoning paradigm as the task difficulty and time pressure rise, effectively balancing reasoning depth and response latency. Our work establishes real-time reasoning as a critical testbed for developing practical agents and provides a foundation for research in temporally constrained AI systems, highlighting a path toward real-time capable agents.