Outstanding claim liabilities are revised repeatedly as claims develop, yet most modern reserving models are trained as one-shot predictors and typically learn only from settled claims. We formulate individual claims reserving as a claim-level Markov decision process in which an agent sequentially updates outstanding claim liability (OCL) estimates over development, using continuous actions and a reward design that balances accuracy with stable reserve revisions. A key advantage of this reinforcement learning (RL) approach is that it can learn from all observed claim trajectories, including claims that remain open at valuation, thereby avoiding the reduced sample size and selection effects inherent in supervised methods trained on ultimate outcomes only. We also introduce practical components needed for actuarial use -- initialisation of new claims, temporally consistent tuning via a rolling-settlement scheme, and an importance-weighting mechanism to mitigate portfolio-level underestimation driven by the rarity of large claims. On CAS and SPLICE synthetic general insurance datasets, the proposed Soft Actor-Critic implementation delivers competitive claim-level accuracy and strong aggregate OCL performance, particularly for the immature claim segments that drive most of the liability.

We introduce SOCK, a benchmark command line interface (CLI) that measures large language models' (LLMs) ability to self-replicate without human intervention. In this benchmark, self-replication is defined not only as an LLM's ability to create a functioning and running copy of itself, but also the ability for that self-replication to persist and occur across different computational contexts. Accordingly, we've developed a system to categorize LLMs based on broad self-replication capabilities in two general classes, Replication-Capability Levels (RCL) and Persistence-Capability Levels (PCL). Using a five-task suite based on practically manipulable modern CLI utilities and computer processes, experiments are orchestrated in a controlled environment with an LLM acting agentically. The performance of the LLM on agent tasks is then computed to produce an R-score (a quantitative evaluation of overall self-replication ability) and data used to categorize LLMs into specific RCL-PCL matrices. SOCK offers two primary contributions: (1) Provides the first formalized definitions and benchmark suite for evaluating LLM self-replication, with the goal of establishing a standard for future research, to our knowledge; (2) Allows the industry to track the effectiveness of future multi-agent systems and mitigate potential self-replication threat vectors within them. The results compiled from evaluating a variety of open-weight and proprietary frontier models reveal significant obstacles to persistent self-replication and multi-agent systems, including context retention and multi-agent decision-making. We propose future research directions to safely reduce the severity of these obstacles, potentially lowering future risk of more functional multi-agent systems.

Vision-Language Models (VLMs) have advanced multimodal understanding, yet still struggle when targets are embedded in cluttered backgrounds requiring figure-ground segregation. To address this, we introduce ChromouVQA, a large-scale, multi-task benchmark based on Ishihara-style chromatic camouflaged images. We extend classic dot plates with multiple fill geometries and vary chromatic separation, density, size, occlusion, and rotation, recording full metadata for reproducibility. The benchmark covers nine vision-question-answering tasks, including recognition, counting, comparison, and spatial reasoning. Evaluations of humans and VLMs reveal large gaps, especially under subtle chromatic contrast or disruptive geometric fills. We also propose a model-agnostic contrastive recipe aligning silhouettes with their camouflaged renderings, improving recovery of global shapes. ChromouVQA provides a compact, controlled benchmark for reproducible evaluation and extension. Code and dataset are available at https://github.com/Chromou-VQA-Benchmark/Chromou-VQA.

World models have shown potential in artificial intelligence by predicting and reasoning about world states beyond direct observations. However, existing approaches are predominantly evaluated in synthetic environments or constrained scene settings, limiting their validation in real-world contexts with broad spatial coverage and complex semantics. Meanwhile, remote sensing applications urgently require spatial reasoning capabilities for disaster response and urban planning. This paper bridges these gaps by introducing the first framework for world modeling in remote sensing. We formulate remote sensing world modeling as direction-conditioned spatial extrapolation, where models generate semantically consistent adjacent image tiles given a central observation and directional instruction. To enable rigorous evaluation, we develop RSWISE (Remote Sensing World-Image Spatial Evaluation), a benchmark containing 1,600 evaluation tasks across four scenarios: general, flood, urban, and rural. RSWISE combines visual fidelity assessment with instruction compliance evaluation using GPT-4o as a semantic judge, ensuring models genuinely perform spatial reasoning rather than simple replication. Afterwards, we present RemoteBAGEL, a unified multimodal model fine-tuned on remote sensing data for spatial extrapolation tasks. Extensive experiments demonstrate that RemoteBAGEL consistently outperforms state-of-the-art baselines on RSWISE.

Multimodal Large Language Models (MLLMs) have emerged as powerful tools for chart comprehension. However, they heavily rely on extracted content via OCR, which leads to numerical hallucinations when chart textual annotations are sparse. While existing methods focus on scaling instructions, they fail to address the fundamental challenge, i.e., reasoning with visual perception. In this paper, we identify a critical observation: MLLMs exhibit weak grounding in chart elements and proportional relationships, as evidenced by their inability to localize key positions to match their reasoning. To bridge this gap, we propose PointCoT, which integrates reflective interaction into chain-of-thought reasoning in charts. By prompting MLLMs to generate bounding boxes and re-render charts based on location annotations, we establish connections between textual reasoning steps and visual grounding regions. We further introduce an automated pipeline to construct ChartPoint-SFT-62k, a dataset featuring 19.2K high-quality chart samples with step-by-step CoT, bounding box, and re-rendered visualizations. Leveraging this data, we develop two instruction-tuned models, ChartPointQ2 and ChartPointQ2.5, which outperform state-of-the-art across several chart benchmarks, e.g., +5.04\% on ChartBench.

We study idiom-based visual puns--images that align an idiom's literal and figurative meanings--and present an iterative framework that coordinates a large language model (LLM), a text-to-image model (T2IM), and a multimodal LLM (MLLM) for automatic generation and evaluation. Given an idiom, the system iteratively (i) generates detailed visual prompts, (ii) synthesizes an image, (iii) infers the idiom from the image, and (iv) refines the prompt until recognition succeeds or a step limit is reached. Using 1,000 idioms as inputs, we synthesize a corresponding dataset of visual pun images with paired prompts, enabling benchmarking of both generation and understanding. Experiments across 10 LLMs, 10 MLLMs, and one T2IM (Qwen-Image) show that MLLM choice is the primary performance driver: GPT achieves the highest accuracies, Gemini follows, and the best open-source MLLM (Gemma) is competitive with some closed models. On the LLM side, Claude attains the strongest average performance for prompt generation.

We introduce $\textbf{Ovis-Image}$, a 7B text-to-image model specifically optimized for high-quality text rendering, designed to operate efficiently under stringent computational constraints. Built upon our previous Ovis-U1 framework, Ovis-Image integrates a diffusion-based visual decoder with the stronger Ovis 2.5 multimodal backbone, leveraging a text-centric training pipeline that combines large-scale pre-training with carefully tailored post-training refinements. Despite its compact architecture, Ovis-Image achieves text rendering performance on par with significantly larger open models such as Qwen-Image and approaches closed-source systems like Seedream and GPT4o. Crucially, the model remains deployable on a single high-end GPU with moderate memory, narrowing the gap between frontier-level text rendering and practical deployment. Our results indicate that combining a strong multimodal backbone with a carefully designed, text-focused training recipe is sufficient to achieve reliable bilingual text rendering without resorting to oversized or proprietary models.

Large language model agents are increasingly used to automate web tasks such as product search, offer comparison, and checkout. Current research explores different interfaces through which these agents interact with websites, including traditional HTML browsing, retrieval-augmented generation (RAG) over pre-crawled content, communication via Web APIs using the Model Context Protocol (MCP), and natural-language querying through the NLWeb interface. However, no prior work has compared these four architectures within a single controlled environment using identical tasks. To address this gap, we introduce a testbed consisting of four simulated e-shops, each offering its products via HTML, MCP, and NLWeb interfaces. For each interface (HTML, RAG, MCP, and NLWeb) we develop specialized agents that perform the same sets of tasks, ranging from simple product searches and price comparisons to complex queries for complementary or substitute products and checkout processes. We evaluate the agents using GPT 4.1, GPT 5, GPT 5 mini, and Claude Sonnet 4 as underlying LLM. Our evaluation shows that the RAG, MCP and NLWeb agents outperform HTML on both effectiveness and efficiency. Averaged over all tasks, F1 rises from 0.67 for HTML to between 0.75 and 0.77 for the other agents. Token usage falls from about 241k for HTML to between 47k and 140k per task. The runtime per task drops from 291 seconds to between 50 and 62 seconds. The best overall configuration is RAG with GPT 5 achieving an F1 score of 0.87 and a completion rate of 0.79. Also taking cost into consideration, RAG with GPT 5 mini offers a good compromise between API usage fees and performance. Our experiments show the choice of the interaction interface has a substantial impact on both the effectiveness and efficiency of LLM-based web agents.

Misinformation frequently spreads in user comments under online news articles, highlighting the need for effective methods to detect factually incorrect information. To strongly support or refute claims extracted from such comments, it is necessary to identify relevant documents and pinpoint the exact text spans that justify or contradict each claim. This paper focuses on the latter task -- fine-grained evidence extraction for Czech and Slovak claims. We create new dataset, containing two-way annotated fine-grained evidence created by paid annotators. We evaluate large language models (LLMs) on this dataset to assess their alignment with human annotations. The results reveal that LLMs often fail to copy evidence verbatim from the source text, leading to invalid outputs. Error-rate analysis shows that the {llama3.1:8b model achieves a high proportion of correct outputs despite its relatively small size, while the gpt-oss-120b model underperforms despite having many more parameters. Furthermore, the models qwen3:14b, deepseek-r1:32b, and gpt-oss:20b demonstrate an effective balance between model size and alignment with human annotations.

We propose Ming-Flash-Omni, an upgraded version of Ming-Omni, built upon a sparser Mixture-of-Experts (MoE) variant of Ling-Flash-2.0 with 100 billion total parameters, of which only 6.1 billion are active per token. This architecture enables highly efficient scaling (dramatically improving computational efficiency while significantly expanding model capacity) and empowers stronger unified multimodal intelligence across vision, speech, and language, representing a key step toward Artificial General Intelligence (AGI). Compared to its predecessor, the upgraded version exhibits substantial improvements across multimodal understanding and generation. We significantly advance speech recognition capabilities, achieving state-of-the-art performance in contextual ASR and highly competitive results in dialect-aware ASR. In image generation, Ming-Flash-Omni introduces high-fidelity text rendering and demonstrates marked gains in scene consistency and identity preservation during image editing. Furthermore, Ming-Flash-Omni introduces generative segmentation, a capability that not only achieves strong standalone segmentation performance but also enhances spatial control in image generation and improves editing consistency. Notably, Ming-Flash-Omni achieves state-of-the-art results in text-to-image generation and generative segmentation, and sets new records on all 12 contextual ASR benchmarks, all within a single unified architecture.