To address this, we propose Concept Embedding Models, a novel family of concept bottleneck models which goes beyond the current accuracy-vs-interpretability trade-off by learning interpretable highdimensional conceptrepresentations.

Deep Neural Networks (DNNs) are often considered black boxes due to their opaque decision-making processes. To reduce their opacity Concept Models (CMs), such as Concept Bottleneck Models (CBMs), were introduced to predict human-defined concepts as an intermediate step before predicting task labels. This enhances the interpretability of DNNs. In a human-machine setting greater interpretability enables humans to improve their understanding and build trust in a DNN. In the introduction of CBMs, the models demonstrated increased task accuracy as incorrect concept predictions were replaced with their ground truth values, known as intervening on the concept predictions. In a collaborative setting, if the model task accuracy improves from interventions, trust in a model and the human-machine task accuracy may increase. However, the result showing an increase in model task accuracy was produced without human evaluation and thus it remains unknown if the findings can be applied in a collaborative setting. In this paper, we ran the first human studies using CBMs to evaluate their human interaction in collaborative task settings. Our findings show that CBMs improve interpretability compared to standard DNNs, leading to increased human-machine alignment. However, this increased alignment did not translate to a significant increase in task accuracy. Understanding the model's decision-making process required multiple interactions, and misalignment between the model's and human decision-making processes could undermine interpretability and model effectiveness.

The flowchart of our cohort definition protocol is illustrated in Figure 6.

Neural Information Processing Systems http://nips.cc/

Large Language Models (LLMs) exhibit considerable promise in financial applications; however, prevailing models frequently demonstrate limitations when confronted with scenarios that necessitate sophisticated reasoning capabilities, stringent trustworthiness criteria, and efficient adaptation to domain-specific requirements. We introduce the Agentar-Fin-R1 series of financial large language models (8B and 32B parameters), specifically engineered based on the Qwen3 foundation model to enhance reasoning capabilities, reliability, and domain specialization for financial applications. Our optimization approach integrates a high-quality, systematic financial task label system with a comprehensive multi-layered trustworthiness assurance framework. This framework encompasses high-quality trustworthy knowledge engineering, multi-agent trustworthy data synthesis, and rigorous data validation governance. Through label-guided automated difficulty-aware optimization, tow-stage training pipeline, and dynamic attribution systems, we achieve substantial improvements in training efficiency. Our models undergo comprehensive evaluation on mainstream financial benchmarks including Fineva, FinEval, and FinanceIQ, as well as general reasoning datasets such as MATH-500 and GPQA-diamond. To thoroughly assess real-world deployment capabilities, we innovatively propose the Finova evaluation benchmark, which focuses on agent-level financial reasoning and compliance verification. Experimental results demonstrate that Agentar-Fin-R1 not only achieves state-of-the-art performance on financial tasks but also exhibits exceptional general reasoning capabilities, validating its effectiveness as a trustworthy solution for high-stakes financial applications. The Finova bench is available at https://github.com/antgroup/Finova.

Generalizing neural networks to unseen target domains is a significant challenge in real-world deployments. Test-time training (TTT) addresses this by using an auxiliary self-supervised task to reduce the domain gap caused by distribution shifts between the source and target. However, we find that when models are required to perform multiple tasks under domain shifts, conventional TTT methods suffer from unsynchronized task behavior, where the adaptation steps needed for optimal performance in one task may not align with the requirements of other tasks. To address this, we propose a novel TTT approach called Synchronizing Tasks for Test-time Training (S4T), which enables the concurrent handling of multiple tasks. The core idea behind S4T is that predicting task relations across domain shifts is key to synchronizing tasks during test time. To validate our approach, we apply S4T to conventional multi-task benchmarks, integrating it with traditional TTT protocols. Our empirical results show that S4T outperforms state-of-the-art TTT methods across various benchmarks.