The technology gives Micron recommendations for different asset classes and financial institutions that promise the highest yield. It takes into consideration the company's limits for the amounts of money it can deposit with a particular institution or invest in a certain type of asset. Micron, which makes memory chips and storage devices for things ranging from cars to data centers, has relationships with more than 20 banks globally. The Morning Ledger provides daily news and insights on corporate finance from the CFO Journal team. With near-zero interest rates in the U.S. and elsewhere, companies are struggling to find returns for the cash piles that they accumulated in response to the economic shock caused by the coronavirus pandemic.