Risk management is a prominent issue in peer-to-peer lending. An investor may naturally reduce his risk exposure by diversifying instead of putting all his money on one loan. In that case, an investor may want to minimize the Value-at-Risk (VaR) or Conditional Value-at-Risk (CVaR) of his loan portfolio. We propose a low degree of freedom deep neural network model, DeNN, as well as a high degree of freedom model, DSNN, to tackle the problem. In particular, our models predict not only the default probability of a loan but also the time when it will default. The experiments demonstrate that both models can significantly reduce the portfolio VaRs at different confidence levels, compared to benchmarks. More interestingly, the low degree of freedom model, DeNN, outperforms DSNN in most scenarios.

Sheaf Neural Networks (SNNs) represent a powerful generalization of Graph Neural Networks (GNNs) that significantly improve our ability to model complex relational data. While directionality has been shown to substantially boost performance in graph learning tasks and is key to many real-world applications, existing SNNs fall short in representing it. To address this limitation, we introduce the Directed Cellular Sheaf, a special type of cellular sheaf designed to explicitly account for edge orientation. Building on this structure, we define a new sheaf Laplacian, the Directed Sheaf Laplacian, which captures both the graph's topology and its directional information. This operator serves as the backbone of the Directed Sheaf Neural Network (DSNN), the first SNN model to embed a directional bias into its architecture. Extensive experiments on nine real-world benchmarks show that DSNN consistently outperforms baseline methods.

With the rapid development of deep learning, Deep Spiking Neural Networks (DSNNs) have emerged as promising due to their unique spike event processing and asynchronous computation. When deployed on neuromorphic chips, DSNNs offer significant power advantages over Deep Artificial Neural Networks (DANNs) and eliminate time and energy consuming multiplications due to the binary nature of spikes (0 or 1). Additionally, DSNNs excel in processing temporal information, making them potentially superior for handling temporal data compared to DANNs. However, their deep network structure and numerous parameters result in high computational costs and energy consumption, limiting real-life deployment. To enhance DSNNs efficiency, researchers have adapted methods from DANNs, such as pruning, quantization, and knowledge distillation, and developed specific techniques like reducing spike firing and pruning time steps. While previous surveys have covered DSNNs algorithms, hardware deployment, and general overviews, focused research on DSNNs compression and efficiency has been lacking. This survey addresses this gap by concentrating on efficient DSNNs and their compression methods. It begins with an exploration of DSNNs' biological background and computational units, highlighting differences from DANNs. It then delves into various compression methods, including pruning, quantization, knowledge distillation, and reducing spike firing, and concludes with suggestions for future research directions.

Deep Learning (DL) has advanced various fields by extracting complex patterns from large datasets. However, the computational demands of DL models pose environmental and resource challenges. Deep shift neural networks (DSNNs) offer a solution by leveraging shift operations to reduce computational complexity at inference. Following the insights from standard DNNs, we are interested in leveraging the full potential of DSNNs by means of AutoML techniques. We study the impact of hyperparameter optimization (HPO) to maximize DSNN performance while minimizing resource consumption. Since this combines multi-objective (MO) optimization with accuracy and energy consumption as potentially complementary objectives, we propose to combine state-of-the-art multi-fidelity (MF) HPO with multi-objective optimization. Experimental results demonstrate the effectiveness of our approach, resulting in models with over 80\% in accuracy and low computational cost. Overall, our method accelerates efficient model development while enabling sustainable AI applications.

Due to the binary spike signals making converting the traditional high-power multiply-accumulation (MAC) into a low-power accumulation (AC) available, the brain-inspired Spiking Neural Networks (SNNs) are gaining more and more attention. However, the binary spike propagation of the Full-Spike Neural Networks (FSNN) with limited time steps is prone to significant information loss. To improve performance, several state-of-the-art SNN models trained from scratch inevitably bring many non-spike operations. The non-spike operations cause additional computational consumption and may not be deployed on some neuromorphic hardware where only spike operation is allowed. To train a large-scale FSNN with high performance, this paper proposes a novel Dual-Stream Training (DST) method which adds a detachable Auxiliary Accumulation Pathway (AAP) to the full spiking residual networks. The accumulation in AAP could compensate for the information loss during the forward and backward of full spike propagation, and facilitate the training of the FSNN. In the test phase, the AAP could be removed and only the FSNN remained. This not only keeps the lower energy consumption but also makes our model easy to deploy. Moreover, for some cases where the non-spike operations are available, the APP could also be retained in test inference and improve feature discrimination by introducing a little non-spike consumption. Extensive experiments on ImageNet, DVS Gesture, and CIFAR10-DVS datasets demonstrate the effectiveness of DST.

March 14, 2018 – An Oak Ridge National Laboratory method to improve the energy efficiency of scientific artificial intelligence is showing early promise in efforts to parse insights from volumes of cancer data. Researchers are realizing the potential of deep learning to rapidly advance science, but "training" the underlying neural networks with large volumes of data to tackle the task at hand can require large amounts of energy. These networks also require complex connectivity and enormous amounts of storage, both of which further reduce their energy efficiency and potential in real-world applications. To address this issue, ORNL's Mohammed Alawad, Hong-Jun Yoon, and Georgia Tourassi developed a novel method for the development of energy-efficient deep neural networks capable of solving complex science problems. They presented their research at the 2017 IEEE Conference on Big Data in Boston. The researchers demonstrated that by converting deep learning neural networks (DNNs) to "deep spiking" neural networks (DSNNs), they can improve the energy efficiency of network design and realization.