'Aspidorhynchus' was an efficient predator-but sometimes they became the prey. Breakthroughs, discoveries, and DIY tips sent every weekday. An unusual type of fossilized fish can be found within the limestone of present-day Germany. The Late Jurassic era conditions exhibited at the famed Solnhofen deposits have preserved the remains of multiple marlin-like marine predators known as . But these carnivorous remains aren't complete specimens--they're decapitated heads still attached to gastrointestinal tracts.

We analyse financial stability and welfare impacts associated with the introduction of a Central Bank Digital Currency (CBDC) in a macroeconomic agent-based model. The model considers firms, banks, and households interacting on labour, goods, credit, and interbank markets. Households move their liquidity from deposits to CBDC based on the perceived riskiness of their banks. We find that the introduction of CBDC exacerbates bank-runs and may lead to financial instability phenomena. The effect can be changed by introducing a limit on CBDC holdings. The adoption of CBDC has little effect on macroeconomic variables but the interest rate on loans to firms goes up and credit goes down in a limited way. CBDC leads to a redistribution of wealth from firms and banks to households with a higher bank default rate. CBDC may have negative welfare effects, but a bound on holding enables a welfare improvement.

Context: Financial system stability is determined by the condition of the banking system. A bank failure can destroy the stability of the financial system, as banks are subject to systemic risk, affecting not only individual banks but also segments or the entire financial system. Calculating the probability of a bank going bankrupt is one way to ensure the banking system is safe and sound. Existing literature and limitations: Statistical models, such as Altman's Z-Score, are one of the common techniques for developing a bankruptcy prediction model. However, statistical methods rely on rigid and sometimes irrelevant assumptions, which can result in low forecast accuracy. New approaches are necessary. Objective of the research: Bankruptcy models are developed using machine learning techniques, such as logistic regression (LR), random forest (RF), and support vector machines (SVM). According to several studies, machine learning is also more accurate and effective than statistical methods for categorising and forecasting banking risk management. Present Research: The commercial bank data are derived from the annual financial statements of 44 active banks and 21 bankrupt banks in Turkey from 1994 to 2004, and the rural bank data are derived from the quarterly financial reports of 43 active and 43 bankrupt rural banks in Indonesia between 2013 and 2019. Five rural banks in Indonesia have also been selected to demonstrate the feasibility of analysing bank bankruptcy trends. Findings and implications: The results of the research experiments show that RF can forecast data from commercial banks with a 90% accuracy rate. Furthermore, the three machine learning methods proposed accurately predict the likelihood of rural bank bankruptcy. Contribution and Conclusion: The proposed innovative machine learning approach help to implement policies that reduce the costs of bankruptcy.

Abstract-- Modern automated factories increasingly run manufacturing procedures using a matrix of programmable machines, such as 3D printers, interconnected by a programmable transport system, such as a fleet of tabletop robots. T o embed a manufacturing procedure into a smart factory, an operator must: (a) assign each of its processes to a machine and (b) specify how agents should transport parts between machines. The problem of embedding a manufacturing process into a smart factory is termed the Smart Factory Embedding (SFE) problem. State-of-the-art SFE solvers can only scale to factories containing a couple dozen machines. Modern smart factories, however, may contain hundreds of machines. We fill this hole by introducing the first highly scalable solution to the SFE, TS-ACES, the Traffic System based Anytime Cyclic Embedding Solver . We show that TS-ACES is complete and can scale to SFE instances based on real industrial scenarios with more than a hundred machines. I. INTRODUCTION Flexible manufacturing is a key objective of the modern manufacturing industry [1]. A smart factory is flexible if it can be easily reconfigured to produce different products.

Aligning Large Language Models (LLMs) with investor decision-making processes under herd behavior is a critical challenge in behavioral finance, which grapples with a fundamental limitation: the scarcity of real-user data needed for Supervised Fine-Tuning (SFT). While SFT can bridge the gap between LLM outputs and human behavioral patterns, its reliance on massive authentic data imposes substantial collection costs and privacy risks. We propose InvestAlign, a novel framework that constructs high-quality SFT datasets by leveraging theoretical solutions to similar and simple optimal investment problems rather than complex scenarios. Our theoretical analysis demonstrates that training LLMs with InvestAlign-generated data achieves faster parameter convergence than using real-user data, suggesting superior learning efficiency. Furthermore, we develop InvestAgent, an LLM agent fine-tuned with InvestAlign, which demonstrates significantly closer alignment to real-user data than pre-SFT models in both simple and complex investment problems. This highlights our proposed InvestAlign as a promising approach with the potential to address complex optimal investment problems and align LLMs with investor decision-making processes under herd behavior. Our code is publicly available at https://github.com/thu-social-network-research-group/InvestAlign.

Process mining aims to discover, monitor and optimize the actual behaviors of real processes. While prior work has mainly focused on extracting procedural action flows from instructional texts, rule flows embedded in business documents remain underexplored. To this end, we introduce a novel annotated Chinese dataset, BPRF, which contains 50 business process documents with 326 explicitly labeled business rules across multiple domains. Each rule is represented as a pair, and we annotate logical dependencies between rules (sequential, conditional, or parallel). We also propose ExIde, a framework for automatic business rule extraction and dependency relationship identification using large language models (LLMs). We evaluate ExIde using 12 state-of-the-art (SOTA) LLMs on the BPRF dataset, benchmarking performance on both rule extraction and dependency classification tasks of current LLMs. Our results demonstrate the effectiveness of ExIde in extracting structured business rules and analyzing their interdependencies for current SOTA LLMs, paving the way for more automated and interpretable business process automation.

In our social relations, trust means we believe a person will act with competence, sincerity, and care. The competence assessment supports my belief you have the skills and resources to do the job you promised. For if I doubt your skills or resources, I will not trust your promise. The sincerity assessment supports my belief you intend to fulfill your promise. For if I doubt your intent, I will not trust your promise.

The rapid growth of mobile banking (m-banking), especially after the COVID-19 pandemic, has reshaped the financial sector. This study analyzes consumer reviews of m-banking apps from five major Canadian banks, collected from Google Play and iOS App stores. Sentiment analysis and topic modeling classify reviews as positive, neutral, or negative, highlighting user preferences and areas for improvement. Data pre-processing was performed with NLTK, a Python language processing tool, and topic modeling used Latent Dirichlet Allocation (LDA). Sentiment analysis compared methods, with Long Short-Term Memory (LSTM) achieving 82\% accuracy for iOS reviews and Multinomial Naive Bayes 77\% for Google Play. Positive reviews praised usability, reliability, and features, while negative reviews identified login issues, glitches, and dissatisfaction with updates.This is the first study to analyze both iOS and Google Play m-banking app reviews, offering insights into app strengths and weaknesses. Findings underscore the importance of user-friendly designs, stable updates, and better customer service. Advanced text analytics provide actionable recommendations for improving user satisfaction and experience.

Traditional geological mapping methods, which rely on field observations and rock sample analysis, are ine fficient for continuous spatial mapping of geological features such as alteration zones. Deep learning models such as convolutional neural networks (CNNs) have ushered in a transformative era in remote sensing data analysis. CNNs excel in automatically extracting features from image data for classification and regression problems. CNNs have the ability to pinpoint specific mineralogical changes attributed to mineralisation processes by discerning subtle features within remote sensing data. Our methodology involves model training using two distinct sets of training samples generated through ground truth data and a fully automated approach through selective principal component analysis (PCA). We also compare CNNs with conventional machine learning models, including k-nearest neighbours, support vector machines, and multilayer perceptron. Our findings indicate that training with a ground truth-based dataset produces more reliable alteration maps. Additionally, we find that CNNs perform slightly better when compared to conventional machine learning models, which further demonstrates the ability of CNNs to capture spatial patterns in remote sensing data e ffectively. We find that Landsat 9 surpasses Landsat 8 in mapping iron oxide areas when employing the CNNs model trained with ground truth data obtained by field surveys. We also observe that using ASTER data with the CNNs model trained on the ground truth-based dataset produces the most accurate maps for two other important types of alteration zones, argillic and propylitic. This underscores the utility of CNNs in enhancing the e fficiency and precision of geological mapping, particularly in discerning subtle alterations indicative of mineralisation processes, especially those associated with critical metal resources. Introduction Geological maps are traditionally crafted through ground surveys and founded on field observations. They frequently incur inevitable errors due to the lack of spatial continuity of the field observations, thus yielding inaccurate representations (Campbell et al., 2005). Recognising these limitations, geologists have been prompted to seek innovative approaches and e fficient methodologies to accurately map geological features, particularly alteration zones (Kesler, 2007; McCuaig et al., 2010). The utilisation of remote sensing data for alteration mapping emerges as a pivotal technique in regional mineral exploration, enabling the precise spatial identification of alteration zones associated with mineralisation processes (Mohamed et al., 2021).

The ever-approaching limits of the Earth's biosphere and the potentially catastrophic consequences caused by climate change have begun to call into question the endless growth of the economy. There is increasing interest in the prospects of zero economic growth from the degrowth and post-growth literature. In particular, the question arises as to whether a zero-growth trajectory in a capitalist system with interest-bearing debt can be economically stable. There have been several answers to this question using macroeconomic models; some find a zero-growth trajectory is stable, while other models show an economic breakdown. However, the capitalist system in a period of growth is not guaranteed to be stable. Hence, a more appropriate methodology is to compare the relative stability between a growth and zero-growth scenario on the same model. Such a question has not yet been answered at any disaggregated level. It's important to investigate the consequences of zero-growth on market share instability and concentration, bankruptcy rates, income distribution, and credit network risk. To answer such questions, we develop a macroeconomic agent-based model incorporating Minskyan financial dynamics. The growth and zero-growth scenarios are accomplished by changing an average productivity growth parameter for the firms in the model. The model results showed that real GDP growth rates were more stable in the zero-growth scenario, there were fewer economic crises, lower unemployment rates, a higher wage share of output for workers, and capital firm and bank market shares were relatively more stable. Some of the consequences of zero-growth were a higher rate of inflation than in the growth scenario, increased market concentration for both firms and banks, and a higher level of financial risk in the credit network.