In the first week of November, Apple and Goldman Sachs got a bit of unwanted attention when @DHH, the famous creator of Ruby on Rails (and a Le Mans 24h race class winning driver) accused them of gender discrimination. Case in point: He and his wife applied for Apple Cards together and received a credit limit 20 times of was given for his wife. This, when they file joint taxes and she has a better credit score. The Tweet went viral, but things got even more heated when the other "Steve" of Apple, @stevewoz backed the claim. But we are not discussing the troubles of Apple and Goldman Sachs after this incident, and the subsequent legal inquiry that was ordered.

Apple CEO Tim Cook introduces Apple Card during a launch event at Apple headquarters on March 25, ... [ ] 2019, in Cupertino, California. This weekend, tech entrepreneur David Heinmeier Hansson went on Twitter to say that the new Apple Card provided him a credit limit that was 20 times higher than his wife's. This was even though she actually had a higher credit rating. But this was not a one-off. Apple co-founder Steve Wozniak had a similar experience with his wife!

Over the weekend, a viral twitter thread exposed several issues in the credit lending decisioning process for Apple's new payment card, underwritten by Goldman Sachs. For some context, Apple and Goldman Sachs were involved in alleged gender discrimination in credit card limits caused by biased algorithms powering Apple Card's credit lending decisioning process. There was widespread social media instances confirming this discrimination, including Apple's very own co-founder, Steve Wozniak and his spouse. The primary issue here is with the Black Box algorithm that generated Apple's credit lending decisions. As laid out in the Twitter thread, Apple Card's customer service reps were rendered powerless to the algorithm's decision.