New Delhi [India], March 23 (ANI/PNN): ANVI is building a fully digital, comprehensive banking and financial services ecosystem across India by connecting a population of one billion underbanked Indians, retailers and SMEs to deliver essential financial services for free and bring them affordable credit. India has a significant and growing population of unbanked and underbanked individuals who have no access to credit cards or formal credit. This enormous population of one billion Indians mainly comprises blue-collar workers and their families who earn and spend in cash. As digitisation sweeps the nation, it catalyses positive change while exacerbating deep socio-economic divides. Since existing fintech solutions require smartphone wallets or bank accounts, they remain out of reach of the nation's bottom one billion people.