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 Xiang, Ao


Analysis of Financial Risk Behavior Prediction Using Deep Learning and Big Data Algorithms

arXiv.org Artificial Intelligence

As the complexity and dynamism of financial markets continue to grow, traditional financial risk prediction methods increasingly struggle to handle large datasets and intricate behavior patterns. This paper explores the feasibility and effectiveness of using deep learning and big data algorithms for financial risk behavior prediction. First, the application and advantages of deep learning and big data algorithms in the financial field are analyzed. Then, a deep learning-based big data risk prediction framework is designed and experimentally validated on actual financial datasets. The experimental results show that this method significantly improves the accuracy of financial risk behavior prediction and provides valuable support for risk management in financial institutions. Challenges in the application of deep learning are also discussed, along with potential directions for future research.


A Neural Matrix Decomposition Recommender System Model based on the Multimodal Large Language Model

arXiv.org Artificial Intelligence

The challenge of finding content that aligns with users' interests within this abundance has become increasingly important. Recommender systems play a crucial role in addressing this issue, as they have the potential to provide precise recommendations that enhance user experience and save time in commercial applications [1]. These systems predict user ratings for specific items by employing data mining techniques and related predictive algorithms to make highly relevant predictions. By analyzing user historical behavior, preferences, and item characteristics, recommender systems effectively solve the information filtering problem by automatically matching items that may be of interest to users. Traditional recommender systems primarily consist of collaborative filtering [2], content-based recommendations [3], and hybrid recommendation methods, among which collaborative filtering is one of the earliest and most widely used techniques for recommending products or items based on past purchasing history.


Application of Natural Language Processing in Financial Risk Detection

arXiv.org Artificial Intelligence

This paper explores the application of Natural Language Processing (NLP) in financial risk detection. By constructing an NLP-based financial risk detection model, this study aims to identify and predict potential risks in financial documents and communications. First, the fundamental concepts of NLP and its theoretical foundation, including text mining methods, NLP model design principles, and machine learning algorithms, are introduced. Second, the process of text data preprocessing and feature extraction is described. Finally, the effectiveness and predictive performance of the model are validated through empirical research. The results show that the NLP-based financial risk detection model performs excellently in risk identification and prediction, providing effective risk management tools for financial institutions. This study offers valuable references for the field of financial risk management, utilizing advanced NLP techniques to improve the accuracy and efficiency of financial risk detection.


Research on Edge Detection of LiDAR Images Based on Artificial Intelligence Technology

arXiv.org Artificial Intelligence

LiDAR works by emitting laser pulses and measuring their reflection times to accurately obtain threedimensional spatial information, thus generating high-resolution point cloud data and images. However, the application of LiDAR images faces numerous challenges, particularly in edge detection, where traditional methods often fail to meet practical needs due to insufficient detection accuracy and high computational complexity.Edge detection, as a crucial step in image processing, directly impacts subsequent tasks such as image segmentation, object recognition, and scene understanding[1]. Accurate edge detection can improve target recognition accuracy, optimize navigation path planning, and enhance environmental perception reliability. Therefore, studying an efficient and accurate LiDAR image edge detection method has significant theoretical value and application prospects.Existing edge detection methods, such as the Canny and Sobel algorithms, perform well on conventional images but often struggle with the unique noise characteristics and data structure of LiDAR images. With the rapid advancement of artificial intelligence technology, deep learning has achieved remarkable results in image processing. However, applying deep learning to LiDAR image edge detection still faces challenges such as complex data preprocessing, high difficulty in model training, and significant computational resource demands. Hence, there is an urgent need for an innovative AI-based edge detection method to address these challenges. This study aims to explore and develop an AI-based edge detection method for LiDAR images. The main research contents include: 1. Reviewing the current state of LiDAR technology and its application in edge detection.


Research on Credit Risk Early Warning Model of Commercial Banks Based on Neural Network Algorithm

arXiv.org Artificial Intelligence

In the realm of globalized financial markets, commercial banks are confronted with an escalating magnitude of credit risk, thereby imposing heightened requisites upon the security of bank assets and financial stability. This study harnesses advanced neural network techniques, notably the Backpropagation (BP) neural network, to pioneer a novel model for preempting credit risk in commercial banks. The discourse initially scrutinizes conventional financial risk preemptive models, such as ARMA, ARCH, and Logistic regression models, critically analyzing their real-world applications. Subsequently, the exposition elaborates on the construction process of the BP neural network model, encompassing network architecture design, activation function selection, parameter initialization, and objective function construction. Through comparative analysis, the superiority of neural network models in preempting credit risk in commercial banks is elucidated. The experimental segment selects specific bank data, validating the model's predictive accuracy and practicality. Research findings evince that this model efficaciously enhances the foresight and precision of credit risk management.


Research on Splicing Image Detection Algorithms Based on Natural Image Statistical Characteristics

arXiv.org Artificial Intelligence

Abstract:With the development and widespread application of digital image processing technology, image splicing has become a common method of image manipulation, raising numerous security and legal issues. This paper introduces a new splicing image detection algorithm based on the statistical characteristics of natural images, aimed at improving the accuracy and efficiency of splicing image detection. By analyzing the limitations of traditional methods, we have developed a detection framework that integrates advanced statistical analysis techniques and machine learning methods. The algorithm has been validated using multiple public datasets, showing high accuracy in detecting spliced edges and locating tampered areas, as well as good robustness. Additionally, we explore the potential applications and challenges faced by the algorithm in real-world scenarios. This research not only provides an effective technological means for the field of image tampering detection but also offers new ideas and methods for future related research.


Transformer-Based Classification Outcome Prediction for Multimodal Stroke Treatment

arXiv.org Artificial Intelligence

This study proposes a multi-modal fusion framework Multitrans based on the Transformer architecture and self-attention mechanism. This architecture combines the study of non-contrast computed tomography (NCCT) images and discharge diagnosis reports of patients undergoing stroke treatment, using a variety of methods based on Transformer architecture approach to predicting functional outcomes of stroke treatment. The results show that the performance of single-modal text classification is significantly better than single-modal image classification, but the effect of multi-modal combination is better than any single modality. Although the Transformer model only performs worse on imaging data, when combined with clinical meta-diagnostic information, both can learn better complementary information and make good contributions to accurately predicting stroke treatment effects..


Research on Detection of Floating Objects in River and Lake Based on AI Intelligent Image Recognition

arXiv.org Artificial Intelligence

With the rapid advancement of artificial intelligence technology, AI-enabled image recognition has emerged as a potent tool for addressing challenges in traditional environmental monitoring. This study focuses on the detection of floating objects in river and lake environments, exploring an innovative approach based on deep learning. By intricately analyzing the technical pathways for detecting static and dynamic features and considering the characteristics of river and lake debris, a comprehensive image acquisition and processing workflow has been developed. The study highlights the application and performance comparison of three mainstream deep learning models -SSD, Faster-RCNN, and YOLOv5- in debris identification. Additionally, a detection system for floating objects has been designed and implemented, encompassing both hardware platform construction and software framework development. Through rigorous experimental validation, the proposed system has demonstrated its ability to significantly enhance the accuracy and efficiency of debris detection, thus offering a new technological avenue for water quality monitoring in rivers and lakes