Using AI And Deep Learning To Improve Consumer Access To Credit

#artificialintelligence 

Neural network created in SAS Visual Data Mining and Machine Learning 8.1 Artificial intelligence, machine learning and neural networks-based deep learning are concepts that have recently come to dominate venture capital funding, startup formation, promotion and exits and policy discussions. The highly-publicized triumphs over humans in Go and Poker, rapid progress in speech recognition, image identification, and language translation, and the proliferation of talking and texting virtual assistants and chatbots, have helped inflate the market cap of Apple (#1 as of February 17), Google (#2), Microsoft (#3), Amazon (#5), and Facebook (#6). While these companies dominate the headlines--and the war for the relevant talent--other companies that have been analyzing data or providing tools for analysis for years are also capitalizing on recent AI advances. A case in point are Equifax and SAS: The former developing deep learning tools to improve credit scoring and the latter adding new deep learning functionality to its data mining tools and offering a deep learning API. Both companies have a lot of experience in what they do.

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