Council Post: Artificial Intelligence Across The Lending Life Cycle

Joe DeCosmo has 25 years of experience in technology, machine learning and AI. He is Chief Analytics and Technology Officer at Enova. Technological change accelerated during the pandemic, leading many people to adopt new ways to complete everyday tasks. Online tools and mobile applications have exploded for everything from shopping to food delivery and even financial services. Fintechs have led the way in providing working people with online access to financial services regardless of where they live, what they look like or whether they have an imperfect credit history. Doing so requires technical innovation.