Inventing the Future for Credit with Machine Learning - Enova

With self-driving cars cruising around, robots doing backflips and helping each other open doors, computers learning how to play GO in a few days and then beating experts who spent their lives mastering the game, we are definitely witnessing an exciting era in human history. Like Enova's CTO John Higginson said in his blog post, as an analytics and technology company we want to use and even seek to extend these technologies to invent the future, but for credit. That's exactly why our executive team picked'advancing our machine learning capabilities' as one of our strategic initiatives this year. Usually when people see these amazing advancements in technology the first thing they think about is how machines are taking over our jobs. In the lending industry, however, the takeover has already happened.