Digital Matrix Systems and ZestFinance Partner to Deliver Trusted Machine Learning to Lenders and Loan Operating Systems

ADDISON, Texas--(BUSINESS WIRE)--Digital Matrix Systems (DMS), an international risk management firm specializing in support of the entire data management life cycle, including secure access to credit bureaus and data providers, data storage, and analytics, announced a partnership today with ZestFinance, the leader in artificial intelligence (AI) software for credit. The two companies are integrating Zest Automated Machine Learning (ZAML) software with Data Access Point, a DMS platform that makes it easy to create and deploy credit attributes and scorecards for automated decisions, risk assessment, and probability calculations. ML credit models improve on traditional methods by using 100 times more data signals and sophisticated math to make more good loans and fewer bad ones. ZAML customers see an average 15% increase in approval rates with no added risk, as well as increases in booked loan rates due to more competitive pricing. Getting these results from ML requires secure, consistent access to clean data, which is where DMS excels.